Norfolk City property record for 421 Pepper Mill Ln, Norfolk, VA 23502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,905 sqft · built 1956 |
| Lot Size | 0.304 acres (13,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Apr 2015) |
| Tax Bill | $4,207 (2026) |
| Deeds & Mortgages | Jan 2021 Second Mortgage Aug 2021 Refinance + 1 more |
| APN | 23568700 |
| Primary APN | 23568700 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,238 sqft (0.304 acres) |
| Garage Type | Attached |
| Garage Area | 269 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 421 PEPPER MILL LN |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23502-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 43 BLK C POPLAR HALL SEC 1 |
| Legal Subdivision | SUBDIVISION OF POPLAR HALLS SECTION ONE |
| Legal Block | C |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 7002 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 PEPPER MILL LN, NORFOLK, VA 23502-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jan 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2015 · Amount on Record |
| Deed Sale | Apr 1, 2015 · Amount on Record |
| Deed Document Number | 20156606 |
| Prior Transfer Date | Jul 23, 2007 |
| Prior Transfer Doc | 0000028715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 421 PEPPER MILL LN, NORFOLK, VA 23502-4438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0210002934 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 210002934 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 421 PEPPER MILL LN, NORFOLK, VA 23502-4438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0210025104 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 210025104 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 421 PEPPER MILL LN, NORFOLK, VA 23502-4438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TRUE NORTH TITLE, TRUE NORTH TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0220002083 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 220002083 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,207.00 (+3.65%) | $336,600 (+2%) Land $135,400 Building $201,200 | $336,600 (+2%) Land $135,400 Building $201,200 |
| 2025 | $4,059.00 (+13.63%) | $330,000 (+15.47%) Land $128,800 Building $201,200 | $330,000 (+15.47%) Land $128,800 Building $201,200 |
| 2023 | $3,572.00 | $285,800 Land $128,800 Building $157,000 | $285,800 Land $128,800 Building $157,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 142 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 142 in force |
| Nearby Flood Claims | 50 (1980–2019) |
| Claims Outside the SFHA | 20 of 50 |
| Most Recent Claim | Sep 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures