405 Pacific St, Unit B, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 405 Pacific St, Unit B, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details8 bd · 7 ba · 4,992 sqft · built 1930
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$239,500 (Oct 2000)
Tax Bill$16,484 (2025)
Deeds & MortgagesJan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN066-121-009

Property Details

APN / Parcel Number

Primary APN066-121-009

Interior

Bedrooms8 Beds
Full Baths7 Baths
Total Rooms22 Rooms
Stories1 Story
Building Area4,992 sqft Living Area
1st Floor Area1,059 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Parking Spaces1 Parking Space
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address405 PACIFIC ST, B
CityMORRO BAY
StateCA
Zip93442-2286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCY MB TN MORRO BL 27 LT 5
Legal SubdivisionMORRO
Legal Block27
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1001
Census Tract10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 22, AVILA BEACH, CA 93424-0022
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2000 · Amount on File
Deed SaleOct 31, 2000 · Amount on File
Deed Document Number200064113
Last Transfer DateJul 7, 2013
Transfer Doc0000042215
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 31, 2020
Property Address405 PACIFIC ST UNIT A, A, MORRO BAY, CA 93442-2286
Document Number0000005307
Instrument DateJan 30, 2020
Instrument5307
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 PACIFIC ST MORRO BAY CA 934422285, MORRO BAY, CA 93442-2285

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,525,529 (+2%) Land $528,077 Building $997,452
2025$16,484.00 (+1.72%)$1,495,618 (+4.04%) Land $517,723 Building $977,895
2024$16,205.00 (+1.85%)
2023$15,911.00 (+6.68%)$1,437,543 Land $497,620 Building $939,923
2022$14,914.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

Nearby Properties on Pacific St

Nearby Streets

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