260 Pacific St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 260 Pacific St, Morro Bay, CA 93442

Property Summary

Property Type	Residential
Details	2 bd · 2 ba · 1,290 sqft · built 1935
Lot Size	0.133 acres (5,808 sqft)
Owner	2 Company Names on Record
Last Sale	$990,000 (Aug 2026)
Tax Bill	$7,827 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-115-004`

Property Details

APN / Parcel Number

Primary APN	`066-115-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Gross Area
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,808 sqft (0.133 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	260 PACIFIC ST
City	MORRO BAY
State	CA
Zip	93442-2261
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	C1 R
Legal Description	CY MB TN MORRO BL 20 PTN LTS 1 & 2
Legal Subdivision	MORRO
Legal Block	20
Legal Lot Number	1,2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1006
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 15740, SAN LUIS OBISPO, CA 93406-5740
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC
Feb 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jun 9, 2016 · Amount on Record
Deed Document Number	202624800
Prior Transfer Date	Feb 1, 2018
Prior Transfer Doc	0000004823
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 4, 2026
Property Address	260 PACIFIC ST, MORRO BAY, CA 93442-2261
Document Number	0000024800
Instrument Date	Jul 24, 2026
Instrument	202624800
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$109,989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	260 PACIFIC ST, MORRO BAY, CA 93442-2261
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 FOOTHILL RD, PLEASANTON, CA 94588-9726

Mortgage

Document Number	0000054003
Date	Jul 30, 2021
Instrument	2021054003

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	260 PACIFIC ST, MORRO BAY, CA 93442-2261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041683
Date	Oct 10, 2018
Instrument	2018041683

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 6, 2018
Property Address	260 PACIFIC ST, MORRO BAY, CA 93442-2261
Document Number	0000004823
Instrument Date	Feb 1, 2018
Instrument	4823
Transaction Type	Transfer
Record Updated	Feb 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 SWALLOWTAIL WAY NIPOMO CA 934446654, NIPOMO, CA 93444-6654

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$724,330 (+2%) Land $591,424 Building $132,906
2025	$7,827.00 (+3.6%)	$710,128 (+4.04%) Land $579,828 Building $130,300
2023	$7,555.00 (+6.69%)	$682,555 Land $557,313 Building $125,242
2022	$7,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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