San Luis Obispo County property record for 475 Pacific St, Morro Bay, CA 93442
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 6 ba · 4,723 sqft · built 2005 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,610,000 (Aug 2025) |
| Tax Bill | $21,641 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-121-011 |
| Primary APN | 066-121-011 |
|---|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 18 Rooms |
| Stories | 2 Stories |
| Building Area | 4,723 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Triplex |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 475 PACIFIC ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2205 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R4 |
| Legal Description | CY MB TN MORRO BL 27 PTN LTS 3 & 4 |
| Legal Subdivision | TOWN MORRO |
| Legal Block | 27 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10602 |
475 Pacific St, a triplex, is held in a trust since August 2025.
Source: San Luis Obispo County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9330 CAMATTA CREEK RD, SANTA MARGARITA, CA 93453-9787 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Deed Document Number | 202523203 |
| Prior Transfer Date | Sep 28, 2020 |
| Prior Transfer Doc | 0000059271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 21, 2020 |
| Property Address | 475 PACIFIC ST, MORRO BAY, CA 93442-2205 |
| Document Number | 0000059271 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 59271 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9110 CAMATTA CREEK RD SANTA MARGARITA CA 934539787, SANTA MARGARITA, CA 93453-9787 |
The 2025 property tax bill for 475 Pacific St was $21,641.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,002,770 (+2%) Land $806,310 Building $1,196,460 | |
| 2025 | $21,641.00 | $1,963,500 Land $790,500 Building $1,173,000 |
| 2023 | $12,056.00 (+6.69%) | $1,089,244 Land $234,466 Building $854,778 |
| 2022 | $11,300.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 475 Pacific St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Pacific St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Peak WiFi, Verizon.
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