St. Joseph County property record for 235 Orchard St, Constantine, MI 49042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Mar 2023) |
| Tax Bill | $2,384 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-128-008-00 |
| Primary APN | 043-128-008-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,152 sqft Building Perimeter |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 235 ORCHARD ST |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 ORCHARD ACRES SEC 25 T7S R12W |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 25 |
| Legal Subdivision | ORCHARD ACRES |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 41101 |
Source: St. Joseph County assessment roll, as of August 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 ORCHARD ST, CONSTANTINE, MI 49042-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 13, 2023 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 24, 2020 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Mar 2, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Mar 2, 2017 · Amount on Record |
| Deed Document Number | 20231612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 235 ORCHARD ST, CONSTANTINE, MI 49042-1227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 235 ORCHARD ST, CONSTANTINE, MI 49042-1227 |
| Document Number | 2025008525 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025008525 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 13, 2023 |
| Property Address | 235 ORCHARD ST, CONSTANTINE, MI 49042-1227 |
| Document Number | 2023001612 |
| Map Reference | LB 5 PG 63 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023001612 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 ORCHARD ST, CONSTANTINE, MI 49042-1227 |
| Name | Verified Name |
|---|---|
| Address | 24050 N SHORE DR, AUGUSTA, MI 49012 |
| Date | Mar 13, 2023 |
|---|
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 235 ORCHARD ST, CONSTANTINE, MI 49042-1227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020005910 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020005910 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 2, 2017 |
| Property Address | 235 ORCHARD ST, CONSTANTINE, MI 49042-1227 |
| Document Number | 1860/0529 |
| Book / Page | 1860 / 0529 |
| Map Reference | MB5 PG63 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 235 ORCHARD ST, 235, CONSTANTINE, MI 49042-1227 |
| Name | Verified Name |
|---|---|
| Address | 235 ORCHARD ST, CONSTANTINE, MI 49042-1227 |
| Document Number | 18600495 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 1860/0495 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Municipality | Constantine Village |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,900 | $181,800 | |
| 2025 | $2,384.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSTANTINE serves 2,075 people · EPA ID MI0001600 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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