Rutherford County property record for 405 Oak St, Spindale, NC 28160
| Property Type | Commercial Office |
|---|---|
| Details | 2 ba · 2,904 sqft · built 1981 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,785 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1206022 |
| Primary APN | 1206022 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,904 sqft Gross Area |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Glass Porch |
| Porch Area | 70 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 19192 |
|---|---|
| Street Address | 405 OAK ST |
| City | SPINDALE |
| State | NC |
| Zip | 28160 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | GC |
| Legal Description | GPIN:1529104564720000; OAK ST EXT |
| Legal Block | 1 |
| Legal Lot Number | 30F |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960600 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1827, STATESVILLE, NC 28687-1827 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000480401 |
| Record Updated | Jun 7, 2026 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $201,000 Land $79,500 Building $121,500 | $201,000 Land $79,500 Building $121,500 | |
| 2022 | $2,785.00 | ||
| 2021 | $2,785.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Pangaea Internet.
5G (outdoors only) and 4G LTE
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