213 Oak St, Spindale, NC 28160 Property Records

Rutherford County property record for 213 Oak St, Spindale, NC 28160

Property Summary

Property Type	Auto Repair, Garage
Details	1 ba · 3,200 sqft · built 1991
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Apr 2018)
Tax Bill	$1,313 (2022)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1613888`

Property Details

APN / Parcel Number

Primary APN	`1613888`
Alternative APN	`15234465`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,200 sqft Gross Area

Exterior

Year Built	Built 1991
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Metal
Lot Area	27,007 sqft (0.619 acres)

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Other

Location & Zoning

Account Number	15234465
Street Address	213 OAK ST
City	SPINDALE
State	NC
Zip	28160
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	GC
Legal Description	GPIN:1529115750980000; WAREHOUSE OAK ST
Legal Block	5
Legal Lot Number	2A
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2028
Census Tract	960600

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 LOVELACE RD, FOREST CITY, NC 28043-5765
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	0002000277
Deed Book / Page	2000 / 277
Record Updated	Jun 7, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 24, 2018
Property Address	213 OAK ST, SPINDALE, NC 28160
Document Number	0020000277
Book / Page	002000 / 000277
Instrument Date	Apr 24, 2018
Instrument	9805
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 LOVELACE RD FOREST CITY NC 280435765, FOREST CITY, NC 28043-5765

Mortgage

Document Number	20000280
Date	Apr 24, 2018
Book Page	002000/000280
Instrument	9806

Lender

Name	JOEY M BUCHANAN
Address	720 PIEDMONT RD, RUTHERFORDTON, NC 28139-7365
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Apr 23, 2028

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$110,800 Land $50,600 Building $60,200	$110,800 Land $50,600 Building $60,200
2022	$1,313.00
2021	$1,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Pangaea Internet.

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