Rutherford County property record for 296 Oak St, Spindale, NC 28160
| Property Type | Medical Building |
|---|---|
| Details | 3 ba · 2,562 sqft · built 2010 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Company Name on Record |
| Last Sale | $71,500 (Oct 2009) |
| Tax Bill | $4,791 (2022) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1216257 |
| Primary APN | 1216257 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,562 sqft Gross Area |
| Flooring | Carpet |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 68,389 sqft (1.57 acres) |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 21284 |
|---|---|
| Street Address | 296 OAK ST |
| City | SPINDALE |
| State | NC |
| Zip | 28160-1599 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Local Zoning Code | R10 |
| Legal Description | GPIN:1529104684600000; PT LOT 15 TENN AVE |
| Legal Subdivision | SIMMONS-PARK |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 960600 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2407, SKYLAND, NC 28776-2407 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2009 · Amount on Record |
| Deed Sale | Oct 19, 2009 · Amount on Record |
| Deed Document Number | 0000991322 |
| Deed Book / Page | 991 / 322 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 296 OAK ST, SPINDALE, NC 28160-1599 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1978 HENDERSONVILLE RD, ASHEVILLE, NC 28803-7766 |
| Document Number | 0020541887 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 2054/1887 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $377,600 Land $157,000 Building $220,600 | $377,600 Land $157,000 Building $220,600 | |
| 2022 | $4,791.00 | ||
| 2021 | $4,791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Pangaea Internet.
5G (outdoors only) and 4G LTE
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