Delta County property record for 405 NW Cedar Ave, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 751 sqft · built 1948 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,000 (Dec 2017) |
| Tax Bill | $603 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002525 |
| Primary APN | R002525 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 751 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R002525 |
|---|---|
| Street Address | 405 NW CEDAR AVE |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 405 NW CEDAR AVE CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: UNPLATTED - CITY, TOTAL AC 0.33+- SEC 20 T13S R94W 6PM PT E2SW4 BEG PT FR WH S4 COR S 20 BRS S40*56 W1684.1 S89*45 W101.8 N108.77 N88*16 E101.8 S111.4 POB BK 474 PG 136 (R-380819) BK 4 |
| Legal Subdivision | UNPLATTED - CITY |
| Legal Lot Number | 13 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 222, ECKERT, CO 81418-0222 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HABITAT FOR HUMANITY OF THE SAN JUANS |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2017 · Amount on Record |
| Deed Sale | Dec 8, 2017 · Amount on Record |
| Deed Document Number | 2017700052 |
| Prior Transfer Date | Dec 23, 2015 |
| Prior Transfer Doc | 0000684826 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 405 NW CEDAR AVE, CEDAREDGE, CO 81413-3113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000743661 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 743661 |
| Name | HABITAT FOR HUMANITY OF THE SAN JUANS |
|---|---|
| Type | Non-Lending Institution |
| Address | MONTROSE, CO 81402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 405 NW CEDAR AVE, CEDAREDGE, CO 81413-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000717915 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 717915 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 8, 2017 |
| Property Address | 405 NW CEDAR AVE, CEDAREDGE, CO 81413-3113 |
| Document Number | 0000700052 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 700052 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 NW CEDAR AVE, CEDAREDGE, CO 81413-3113 |
| Document Number | 0000700053 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 700053 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $603.00 (+81.63%) | $8,744 (+79.36%) Land $2,813 Building $5,931 | $139,891 (+92.25%) Land $45,000 Building $94,891 |
| 2024 | $332.00 (+4.08%) | $4,875 (-) Land $1,526 Building $3,349 | |
| 2023 | $319.00 (-10.39%) | $4,875 (-8.33%) Land $1,526 Building $3,349 | $72,766 (-4.89%) Land $22,781 Building $49,985 |
| 2022 | $356.00 | $5,318 Land $2,016 Building $3,302 | $76,504 Land $29,000 Building $47,504 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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