Delta County property record for 475 NW Cedar Ave, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 725 sqft · built 1933 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Sep 2004) |
| Tax Bill | $781 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R002526 |
| Primary APN | R002526 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 725 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R002526 |
|---|---|
| Street Address | 475 NW CEDAR AVE |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 475 NW CEDAR AVE CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: UNPLATTED - CITY, TOTAL AC 0.50+- SEC 20 T13S R94W 6PM PT NE4SW4 SEC 20 DES AS COM AT SW COR SD SUBD TH E150 N145.2 W150 S145.1 TO POB BK 332 PG 262 BK 364 PG 508 BK 296 PG 596 BK 311 |
| Legal Subdivision | UNPLATTED - CITY |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1227, CEDAREDGE, CO 81413-1227 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 21, 2018 | Deed of Trust, Mortgage · Reverse Mortgage BAY EQUITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2004 · Amount on Record |
| Deed Sale | Sep 24, 2004 · Amount on Record |
| Prior Sale | Sep 2, 1986 · Amount on Record |
| Last Transfer Date | Nov 25, 2014 |
| Transfer Doc | 0000677219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 475 NW CEDAR AVE, CEDAREDGE, CO 81413-3113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 475 NW CEDAR AVE, CEDAREDGE, CO 81413-3113 |
| Document Number | 0000742673 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 742673 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.57% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Monthly |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 475 NW CEDAR AVE, CEDAREDGE, CO 81413-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000702220 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 702220 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 949 Months |
| Due | Apr 22, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.04% |
| Type Change Date | Apr 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $781.00 (+82.9%) | $11,310 (+80.44%) Land $2,813 Building $8,497 | $180,952 (+93.43%) Land $45,000 Building $135,952 |
| 2024 | $427.00 (+4.15%) | $6,268 (-) Land $1,688 Building $4,580 | |
| 2023 | $410.00 (-8.69%) | $6,268 (-6.63%) Land $1,688 Building $4,580 | $93,547 (-3.14%) Land $25,190 Building $68,357 |
| 2022 | $449.00 | $6,713 Land $2,016 Building $4,697 | $96,581 Land $29,000 Building $67,581 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures