Delta County property record for 365 NW Cedar Ave, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,313 sqft · built 1977 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,000 (Feb 2026) |
| Tax Bill | $1,221 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002522 |
| Primary APN | R002522 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,313 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,841 sqft (0.18 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R002522 |
|---|---|
| Street Address | 365 NW CEDAR AVE |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 365 NW CEDAR AVE CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: UNPLATTED - CITY, TOTAL AC 0.18+- SEC 20 T13S R94W 6PM PT OF NE4SW4 BEG 390 E OF SW COR SUBD E55 N145.2 W55 S145.2 TO BEG BK 445 PG 1327 (R-350382) BK 460 PG 767 (R-368763) BK 821 PG 8 |
| Legal Subdivision | UNPLATTED - CITY |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 965201 |
Source: Delta County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 445, DELTA, CO 81416-0445 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 28, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 1, 2006 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Feb 12, 2026 | Special Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on Record |
| Deed Sale | Feb 12, 2026 · Amount on Record |
| Prior Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 2026765963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 365 NW CEDAR AVE, CEDAREDGE, CO 81413-3115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000719392 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 719392 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 365 NW CEDAR AVE, CEDAREDGE, CO 81413-3115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000731285 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 731285 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 365 NW CEDAR AVE, CEDAREDGE, CO 81413-3115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | ACCOMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000609277 |
|---|---|
| Date | Nov 1, 2006 |
| Instrument | 609277 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Oct 30, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 12, 2026 |
| Property Address | 365 NW CEDAR AVE, CEDAREDGE, CO 81413-3115 |
| Document Number | 0000765963 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 765963 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 38, HOT SPRINGS NATIONAL PARK, AR 71902-0038 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 445, DELTA, CO 81416-0445 |
| Document Number | 0000765964 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 765964 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Number | 0000765965 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 765965 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,221.00 (+24.59%) | $17,683 (+22.94%) Land $2,813 Building $14,870 | $282,914 (+31.78%) Land $45,000 Building $237,914 |
| 2024 | $980.00 (+4.14%) | $14,384 (-) Land $2,133 Building $12,251 | |
| 2023 | $941.00 (+20.49%) | $14,384 (+23.37%) Land $2,133 Building $12,251 | $214,690 (+27.98%) Land $31,842 Building $182,848 |
| 2022 | $781.00 | $11,659 Land $2,016 Building $9,643 | $167,755 Land $29,000 Building $138,755 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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