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405 Narrowleaf Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 405 Narrowleaf Dr, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,385 sqft · built 2020
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$343,390 (Nov 2020)
Tax Bill$7,072 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000713-2350

Property Details

APN / Parcel Number

Primary APN000713-2350

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,385 sqft Living Area
Gross Area2,841 sqft
1st Floor Area1,014 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 NARROWLEAF DR
CitySAINT JOHNS
StateFL
Zip32259-9176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95/7-14 RIVERTOWN PARCEL 23 PHASE 2 LOT 235 OR5093/1058
Legal Range27E
Legal Township05S
Legal Section39
Legal SubdivisionRIVERTOWN PARCEL 23 PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number235
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1037
Census Tract20807

Owner

Source: St. Johns County records · APN 000713-2350

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 06, 2020Special Warranty Deed, Transfer · Conventional Mortgage
MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2020 · Amount on Record
Deed SaleNov 06, 2020 · Amount on Record
Deed Document Number2020100573
Deed Book / Page5093 / 1058
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address405 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176

Mortgage

Document Number0063230158
DateMar 12, 2026
Book Page6323/158
Instrument2026021612
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2046

November 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateNov 06, 2020
Property Address405 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176
Document Number0050931058
Book / Page5093 / 1058
Map ReferenceMB 95 PG 7-14
Instrument DateNov 03, 2020
Instrument2020100573
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanySHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,403.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176

Mortgage

Document Number50931059
DateNov 06, 2020
Instrument5093/1059
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$359,867 (+2.7%)$472,312 (+0.25%) Land $90,000 Building $382,312
2025$7,072.00 (+25.15%) Homeowner's exemption$350,406 (+25.76%)$471,144 (+12.9%) Land $95,000 Building $376,144
2024$5,651.00 (+2.17%) Homeowner's exemption$278,626 (+3%)$417,324 (-4.64%) Land $95,000 Building $322,324
2023$5,531.00 (+1.97%) Homeowner's exemption$270,511 (+3%)$437,637 (+25.74%) Land $95,000 Building $342,637
2022$5,424.00 Homeowner's exemption$262,632$348,058 Land $78,400 Building $269,658

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 189 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
183 of 189 on primary residences
Nearby Flood Claims4 (1997–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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