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389 Narrowleaf Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 389 Narrowleaf Dr, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,062 sqft · built 2020
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Aug 2022)
Tax Bill$7,279 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN000713-2370

Property Details

APN / Parcel Number

Primary APN000713-2370

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,062 sqft Living Area
Gross Area2,563 sqft
1st Floor Area813 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area501 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address389 NARROWLEAF DR
CitySAINT JOHNS
StateFL
Zip32259-9176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95/7-14 RIVERTOWN PARCEL 23 PHASE 2 LOT 237 OR5617/244
Legal Range27E
Legal Township05S
Legal Section39
Legal SubdivisionRIVERTOWN PARCEL 23 PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number237
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1037
Census Tract20807

Owner

Source: St. Johns County records · APN 000713-2370

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address389 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 12, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 02, 2020Special Warranty Deed, Transfer · VA Mortgage
MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleJun 02, 2020 · Amount on Record
Deed Document Number202279105
Deed Book / Page5617 / 244
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 16, 2022
Property Address389 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176
Document Number0056170244
Book / Page5617 / 244
Map ReferenceMB 95 PG 7-14
Instrument DateAug 11, 2022
Instrument2022079105
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 OAK SHADOW PL, 54, SAINT JOHNS, FL 32259-7424

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176

Mortgage

Document Number0005617247
DateAug 16, 2022
Instrument5617/247
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address389 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176

Mortgage

Document Number0052340264
DateApr 12, 2021
Book Page5234/264
Instrument2021039958
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 02, 2020
Property Address389 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176
Document Number0049550939
Book / Page4955 / 939
Map ReferenceMB 95 PG 7-14
Instrument DateMay 27, 2020
Instrument2020042390
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanySHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,913.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176

Mortgage

Document Number4955940
DateJun 02, 2020
Instrument4955/940
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$373,508 (+2.1%) Land $90,000 Building $283,508$373,508 (+2.1%) Land $90,000 Building $283,508
2025$7,279.00 (+6.31%) Homeowner's exemption$365,825 (-6.56%)$365,825 (-6.56%) Land $95,000 Building $270,825
2024$6,847.00 (-3.11%)
2023$7,067.00 (+31.5%) Homeowner's exemption$391,526 (+51.36%)$391,526 (+25.58%) Land $95,000 Building $296,526
2022$5,374.00 Homeowner's exemption$258,673$311,771 Land $78,400 Building $233,371

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 189 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims4 (1997–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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