St. Johns County property record for 437 Narrowleaf Dr, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,385 sqft · built 2020 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,000 (Jul 2025) |
| Tax Bill | $5,734 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000713-2310 |
| Primary APN | 000713-2310 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| Gross Area | 2,941 sqft |
| 1st Floor Area | 1,014 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 NARROWLEAF DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95/7-14 RIVERTOWN PARCEL 23 PHASE 2 LOT 231 OR6177/457 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN PARCEL 23 PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 231 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 000713-2310
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 01, 2025 | Warranty Deed, Transfer · VA Mortgage THE LOAN STORE INC |
| May 20, 2020 | Special Warranty Deed, Transfer · VA Mortgage BAYWAY MORTGAGE GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2025 · Amount on Record |
| Deed Sale | Jul 01, 2025 · Amount on Record |
| Prior Sale | May 20, 2020 · Amount on Record |
| Deed Document Number | 202552329 |
| Deed Book / Page | 6177 / 457 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 01, 2025 |
| Property Address | 437 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176 |
| Document Number | 0061770457 |
| Book / Page | 6177 / 457 |
| Map Reference | MB 95 PG 7 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2025052329 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | TOWN & COUNTRY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,843.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 MANISTIQUE AVE, SAINT AUGUSTINE, FL 32092-1317 |
| Name | Verified Name |
|---|---|
| Address | 437 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176 |
| Document Number | 0006177458 |
|---|---|
| Date | Jul 01, 2025 |
| Instrument | 6177/458 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 20, 2020 |
| Property Address | 437 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176 |
| Document Number | 0049460429 |
| Book / Page | 4946 / 429 |
| Map Reference | MB 95 PG 7-14 |
| Instrument Date | May 14, 2020 |
| Instrument | 2020038654 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,331.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941 |
| Name | Verified Name |
|---|---|
| Address | 437 NARROWLEAF DR, SAINT JOHNS, FL 32259-9176 |
| Document Number | 4946430 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 4946/430 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,575 (+63.9%) Land $90,000 Building $321,575 | $411,575 (+2.07%) Land $90,000 Building $321,575 | |
| 2025 | $5,734.00 (+9.91%) Homeowner's exemption | $251,109 (+2.9%) | $403,209 (-2.32%) Land $95,000 Building $308,209 |
| 2024 | $5,217.00 (+2.19%) Homeowner's exemption | $244,032 (+3%) | $412,766 (-4.63%) Land $95,000 Building $317,766 |
| 2023 | $5,105.00 (+1.96%) Homeowner's exemption | $236,924 (+3%) | $432,793 (+25.72%) Land $95,000 Building $337,793 |
| 2022 | $5,007.00 Homeowner's exemption | $230,023 | $344,245 Land $78,400 Building $265,845 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 189 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force 183 of 189 on primary residences |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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