405 Montebello Oaks Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 405 Montebello Oaks Dr, Paso Robles, CA 93446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,449 sqft · built 2006
Lot Size0.308 acres (13,429 sqft)
OwnerCompany Name on File
Last Sale$831,000 (Jul 2024)
Tax Bill$9,675 (2025)
Deeds & MortgagesSep 2023 Mortgage
Sep 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN025-601-003

Property Details

APN / Parcel Number

Primary APN025-601-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,449 sqft Living Area
1st Floor Area1,449 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeWood
Lot Area13,429 sqft (0.308 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address405 MONTEBELLO OAKS DR
CityPASO ROBLES
StateCA
Zip93446-7177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY PR TR 2571 LT 3
Legal SubdivisionTRACT 2571
Legal Tract2571
Legal Block2
Legal Lot Number3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group2
Census Block2002
Census Tract10206

Owner

405 Montebello Oaks Dr is owned by a company that bought it in July 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address2353A YALE AVE E, SEATTLE, WA 98102-3309
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Intrafamily Transfer, Transfer · Commercial Mortgage
CITY OF EL PASO DE ROBLES
Sep 29, 2023Grant Deed, Transfer · FHA Mortgage
CENTRAL COAST LENDING INC
Aug 26, 2022Grant Deed, Transfer
PLACER TITLE COMPANY
Oct 25, 2017Quit Claim Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2024 · Amount on File
Deed SaleJul 9, 2024 · Amount on File
Prior SaleSep 29, 2023
Deed Document Number202418196
Prior Transfer DateSep 27, 2023
Prior Transfer Doc0000028766
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 29, 2023
Property Address405 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number0000028766
Map ReferenceMB 24 PG 71-75
Instrument DateSep 27, 2023
Instrument2023028766
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
InvestorPossibly a Property Investor

Mortgage

Document Number0000028768
DateSep 29, 2023
Instrument2023028768
Lender
NameCITY OF EL PASO DE ROBLES
TypeGovernment Agency
AddressPASO ROBLES, CA 93446
Agreement
TypeCommercial Mortgage
AmountAmount on Record

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 29, 2023
Property Address405 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number0000028765
Map ReferenceMB 24 PG 71-75
Instrument DateSep 1, 2023
Instrument2023028765
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address588 RIVER OAKS DR, PASO ROBLES, CA 93446-7124

Mortgage

Document Number0000028767
DateSep 29, 2023
Instrument2023028767
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 26, 2022
Property Address405 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number0000034517
Map ReferenceMB 24 PG 71-75
Instrument DateAug 22, 2022
Instrument2022034517
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7735 SUNDANCE TRL, PASO ROBLES, CA 93446-7401

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 25, 2017
Property Address405 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number0000048799
Instrument DateSep 15, 2017
Instrument48799
Transaction TypeTransfer
Record UpdatedNov 2, 2017
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MONTEBELLO OAKS DR PASO ROBLES CA 934467177, PASO ROBLES, CA 93446-7177

Mortgage

Document Number48800
DateOct 25, 2017
Instrument48800
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 24, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 405 Montebello Oaks Dr was $9,675.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityEl Paso De Robles (Paso Robles) City
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$847,620 (+2%) Land $331,500 Building $516,120
2025$9,675.00$831,000 Land $325,000 Building $506,000
2023$8,906.00 (+87.02%) Homeowner's exemption$765,500 Land $300,000 Building $465,500
2022$4,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Montebello Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Montebello Oaks Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PASO ROBLES WATER DIVISION
serves 31,176 people · EPA ID CA4010007
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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