403 Montebello Oaks Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 403 Montebello Oaks Dr, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,382 sqft · built 2007
Lot Size	0.312 acres (13,610 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Sep 2025)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025-601-002`

Property Details

APN / Parcel Number

Primary APN	`025-601-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	13,610 sqft (0.312 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	403 MONTEBELLO OAKS DR
City	PASO ROBLES
State	CA
Zip	93446-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2571 LT 2
Legal Subdivision	TRACT 2571
Legal Tract	2571
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2002
Census Tract	10206

Owner

403 Montebello Oaks Dr is owned and occupied by two individuals who bought it in September 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit PACIFIC PREMIER BANK
Sep 15, 2025	Grant Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Jan 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Jul 22, 2011 · Amount on File
Deed Document Number	202526985
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0000002340
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	403 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177

Mortgage

Document Number	0000004052
Date	Feb 14, 2023
Instrument	2023004052

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 15, 2025
Property Address	403 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number	0000026985
Map Reference	MB 24 PG 71
Instrument Date	Sep 5, 2025
Instrument	2025026985
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	403 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177

Mortgage

Document Number	0000026986
Date	Sep 15, 2025
Instrument	2025026986

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 18, 2022
Property Address	403 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number	0000002340
Map Reference	MB 24 PG 71
Instrument Date	Oct 28, 2021
Instrument	2022002340
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177

Mortgage

Document Number	0000002341
Date	Jan 18, 2022
Instrument	2022002341

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	403 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044237
Date	Oct 23, 2018
Instrument	2018044237

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 403 Montebello Oaks Dr was $6,195.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$845,000 (+61.33%) Land $300,000 Building $545,000
2025	$6,195.00 Homeowner's exemption	$523,760 Land $138,159 Building $385,601
2023	$5,983.00 (+1.48%) Homeowner's exemption	$503,424 Land $132,795 Building $370,629
2022	$5,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 403 Montebello Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Montebello Oaks Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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