401 Montebello Oaks Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 401 Montebello Oaks Dr, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,382 sqft · built 2006
Lot Size	0.327 acres (14,260 sqft)
Owner	Company Name on File
Last Sale	$507,000 (Mar 2014)
Tax Bill	$7,128 (2025)
Deeds & Mortgages	Jul 2023 Transfer Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`025-601-007`

Property Details

APN / Parcel Number

Primary APN	`025-601-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	14,260 sqft (0.327 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	401 MONTEBELLO OAKS DR
City	PASO ROBLES
State	CA
Zip	93446-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2571 LT 1
Legal Subdivision	TRACT 2571
Legal Tract	2571
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2002
Census Tract	10206

Owner

401 Montebello Oaks Dr is owned by a company that acquired it in July 2023 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG
Mar 30, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2014 · Amount on File
Deed Sale	Mar 21, 2014 · Amount on File
Prior Sale	Jul 7, 2006 · Amount on File
Deed Document Number	201410897
Last Transfer Date	Jul 7, 2023
Transfer Doc	0000019810
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 14, 2023
Property Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number	0000019810
Map Reference	MB 24 PG 71
Instrument Date	Jul 7, 2023
Instrument	2023019810
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177

Mortgage

Document Number	0000015683
Date	Mar 2, 2021
Instrument	2021015683

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046788
Date	Oct 12, 2017
Instrument	2017046788

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003106
Date	Jan 22, 2020
Instrument	2020003106

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365 INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039170
Date	Jul 30, 2020
Instrument	2020039170

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 18, 2018
Property Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number	0000029248
Instrument Date	Jul 12, 2018
Instrument	29248
Transaction Type	Transfer
Record Updated	Jul 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	401 MONTEBELLO OAKS DR PASO ROBLES CA 934467177, PASO ROBLES, CA 93446-7177

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 30, 2018
Property Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number	0000012705
Instrument Date	Mar 21, 2018
Instrument	12705
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2819 RODMAN DR LOS OSOS CA 934024311, LOS OSOS, CA 93402-4311

Mortgage

Document Number	12707
Date	Mar 30, 2018
Instrument	12707

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 30, 2018
Property Address	401 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7177
Document Number	0000012706
Instrument Date	Mar 8, 2018
Instrument	12706
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2819 RODMAN DR LOS OSOS CA 934024311, LOS OSOS, CA 93402-4311

Tax Assessment & Valuation

The 2025 property tax bill for 401 Montebello Oaks Dr was $7,128 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,165 (+2%) Land $291,234 Building $328,931
2025	$7,128.00 Homeowner's exemption	$608,006 Land $285,524 Building $322,482
2023	$6,886.00 (+1.47%) Homeowner's exemption	$584,398 (+2%) Land $274,438 Building $309,960
2022	$6,786.00 Homeowner's exemption	$572,940 Land $269,057 Building $303,883

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 Montebello Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Montebello Oaks Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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