102 Mill St, Elgin, IA 52141 Property Records

Fayette County property record for 102 Mill St, Elgin, IA 52141

Property Summary

Property Type	Commercial
Details	3,200 sqft · built 1958
Lot Size	0.118 acres (5,160 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Apr 2014)
Tax Bill	$336 (2024)
Flood Zone	Zone AE (high risk)
APN	`0814278003`

Property Details

APN / Parcel Number

Primary APN	`0814278003`

Interior

Stories	1 Story
Building Area	3,200 sqft Gross Area
Overhead Door	Overhead Door

Exterior

Year Built	Built 1958
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Wood
Lot Area	5,160 sqft (0.118 acres)
Lot Dimensions	43 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	102 MILL ST
City	ELGIN
State	IA
Zip	52141
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E 43' LOT 1, E 43'OF N 10' LOT 8 BLK 12 D.C.A. ADD & E 43'OF N 10'OF ALLEY ON S
Legal Block	12
Legal Lot Number	1,8
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3013
Census Tract	80600

Owner

Source: Fayette County records · APN 0814278003

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16996 GUNDER RD, POSTVILLE, IA 52162-9058
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2014 · Amount on Record
Deed Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	2014 0954
Deed Book / Page	2014 / 0954
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,720 (+23.36%) Land $4,080 Building $22,640	$26,720 (+23.36%) Land $4,080 Building $22,640
2024	$336.00 (-9.68%)
2023		$21,660 (+18.75%) Land $4,080 Building $17,580	$21,660 (+18.75%) Land $4,080 Building $17,580
2022	$372.00	$18,240 Land $3,180 Building $15,060
2021			$18,240 Land $3,180 Building $15,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Alpine Communications Fiber	500 / 500

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.