405 Mill St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 405 Mill St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 2023
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`641-0015-0019-00`

Property Details

APN / Parcel Number

Primary APN	`641-0015-0019-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft
Porch	Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	405 MILL ST
City	CINCINNATI
State	OH
Zip	45215-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	405 S MILL ST 50 X 150 LOT 11 E ANDERSON ET AL SUB
Legal Subdivision	ANDERSON ET AL SUB
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2033
Census Tract	27400

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 MILL ST, CINCINNATI, OH 45215-4618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage HABITAT FOR HUMANITY OF GREATER CINCINNA
Mar 20, 2024	Warranty Deed, Transfer · Line of Credit HABITAT FOR HUMANITY OF GREATER CIN
Nov 30, 2022	Quit Claim Deed, Transfer Quitclaim
May 16, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 9, 2022
Transfer Doc	0000109386
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	405 MILL ST, CINCINNATI, OH 45215-4618
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MILL ST, CINCINNATI, OH 45215-4618

Mortgage

Document Number	0000018155
Date	Mar 20, 2024
Book Page	15127/1144
Instrument	2024-0018155

Lender

Name	HABITAT FOR HUMANITY OF GREATER CINCINNA
Type	Non-Lending Institution
Address	4910 PARA DR, CINCINNATI, OH 45237

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 20, 2024
Property Address	405 MILL ST, CINCINNATI, OH 45215-4618
Document Number	0000018153
Book / Page	15127 / 1131
Map Reference	MB 4 PG 75
Instrument Date	Mar 15, 2024
Instrument	2024-0018153
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 MILL ST, CINCINNATI, OH 45215-4618

Mortgage

Document Number	0000018154
Date	Mar 20, 2024
Instrument	2024-0018154

Lender

Name	HABITAT FOR HUMANITY OF GREATER CIN
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 30, 2022
Property Address	405 MILL ST, CINCINNATI, OH 45215-4618
Document Number	0000109386
Book / Page	14803 / 266
Map Reference	MB 4 PG 75
Instrument Date	Nov 9, 2022
Instrument	2022-0109386
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 PARA DR, CINCINNATI, OH 45237-5012
Investor	Possibly a Property Investor

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 16, 2022
Property Address	405 MILL ST, CINCINNATI, OH 45215-4618
Document Number	0000048869
Book / Page	14668 / 3337
Map Reference	MB 4 PG 75
Instrument Date	Apr 8, 2022
Instrument	2022-0048869
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N COOPER AVE, LOCKLAND, OH 45215-3008

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2021
Property Address	405 MILL ST, CINCINNATI, OH 45215-4618
Document Number	0000117486
Book / Page	14512 / 137
Map Reference	MB 4 PG 75
Instrument Date	Sep 14, 2021
Instrument	2021-0117486
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N COOPER AVE, LOCKLAND, OH 45215-3008

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 27, 2021
Property Address	405 MILL ST, CINCINNATI, OH 45215-4618
Document Number	0000103849
Book / Page	14490 / 1082
Map Reference	MB 4 PG 75
Instrument Date	Aug 16, 2021
Instrument	2021-0103849
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N COOPER AVE, LOCKLAND, OH 45215-3008

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00 (+90.04%)	$36,835 (+99.55%) Land $3,763 Building $33,072	$105,240 (-) Land $10,750 Building $94,490
2024	$1,064.00 (+381.45%)	$18,459 (+390.54%) Land $3,762 Building $14,697
2023	$221.00 (-8.3%)	$3,763 (+13.75%) Land $3,763	$105,240 (+1,013.65%) Land $10,750 Building $94,490
2022	$241.00	$3,308 Land $3,308
2020			$9,450 Land $9,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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