412 Mill St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 412 Mill St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1880
Lot Size	0.173 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Feb 2020)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-0015-0038-00`

Property Details

APN / Parcel Number

Primary APN	`641-0015-0038-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft

Exterior

Year Built	Built 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	412 MILL ST
City	CINCINNATI
State	OH
Zip	45215-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	412 MILL ST 50 X 156 LOT 4 LONGWORTHS 2ND SUB
Legal Subdivision	LONGWORTHS 2ND SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2026
Census Tract	27400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 MILL ST, CINCINNATI, OH 45215-4619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage KEMBA CREDIT UNION INC
Feb 12, 2020	Warranty Deed, Transfer · VA Mortgage RAPID MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on Record
Deed Sale	Feb 12, 2020 · Amount on Record
Prior Sale	Apr 18, 2008
Deed Document Number	0000014692
Deed Book / Page	014103 / 000468
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	412 MILL ST, CINCINNATI, OH 45215-4619
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000099476
Date	Oct 21, 2022
Book Page	14778/408
Instrument	2022-0099476

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2027

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 12, 2020
Property Address	412 MILL ST, CINCINNATI, OH 45215-4619
Document Number	0000014692
Book / Page	014103 / 000468
Instrument Date	Jan 31, 2020
Instrument	14692
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 MILL ST LOCKLAND OH 452154619, LOCKLAND, OH 45215-4619

Mortgage

Document Number	14693
Date	Feb 12, 2020
Book Page	014103/000471
Instrument	14693

Lender

Name	RAPID MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+0.49%)	$29,726 (-) Land $3,840 Building $25,886
2024	$1,627.00 (-0.79%)	$29,726 (-) Land $3,840 Building $25,886
2023	$1,640.00 (-11.69%)	$29,726 (+10.07%) Land $3,840 Building $25,886	$84,930 (+10.07%) Land $10,970 Building $73,960
2022	$1,857.00 Homeowner's exemption	$27,006 Land $3,374 Building $23,632
2020			$77,160 Land $9,640 Building $67,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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