401 Mill St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 401 Mill St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,703 sqft · built 1897
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Apr 2022)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`641-0015-0018-00`

Property Details

APN / Parcel Number

Primary APN	`641-0015-0018-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,703 sqft Living Area
Gross Area	2,503 sqft
1st Floor Area	1,191 sqft
2nd Floor Area	512 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	390 sqft
Porch	Open Frame Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	401 MILL ST
City	CINCINNATI
State	OH
Zip	45215-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	401 MILL ST 50 X 100 PT LOT 12 ANDERSON ET AL SUB
Legal Subdivision	ANDERSON ET AL SUB
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2033
Census Tract	27400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 MILL ST, CINCINNATI, OH 45215-4618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage ADVANTAGE PLUS MORTGAGE LLC
Sep 30, 2021	Warranty Deed, Transfer RIVERTOWNE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	202235342
Deed Book / Page	14640 / 2118
Prior Transfer Date	May 1, 2009
Prior Transfer Doc	0000000901
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2022
Property Address	401 MILL ST, CINCINNATI, OH 45215-4618
Document Number	0000035342
Book / Page	14640 / 2118
Map Reference	MB 4 PG 75
Instrument Date	Apr 1, 2022
Instrument	2022-0035342
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MILL ST, LOCKLAND, OH 45215-4618

Mortgage

Document Number	0000035343
Date	Apr 6, 2022
Instrument	2022-0035343

Lender

Name	ADVANTAGE PLUS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 30, 2021
Property Address	401 MILL ST, CINCINNATI, OH 45215-4618
Document Number	0000118751
Book / Page	14513 / 3510
Map Reference	MB 4 PG 75
Instrument Date	Sep 14, 2021
Instrument	2021-0118751
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (+0.61%)	$57,400 (-) Land $3,087 Building $54,313	$164,000 (-) Land $8,820 Building $155,180
2024	$3,129.00 (-0.86%)	$57,400 (-) Land $3,087 Building $54,313
2023	$3,156.00 (+95.78%)	$57,400 (+144.77%) Land $3,087 Building $54,313	$164,000 (+144.78%) Land $8,820 Building $155,180
2022	$1,612.00 Homeowner's exemption	$23,451 Land $2,713 Building $20,738
2020			$67,000 Land $7,750 Building $59,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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