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405 Main St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 405 Main St, Bromley, KY 41016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage795 sqft Finished Area
Lot Size2,625 sqft (0.06 acres)
OccupancyOwner Occupied
Last Sale$147,000 (2026)
Tax Bill$767.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-04-006.00

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area795 sqft Finished Area
Gross Area957 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,625 sqft (0.06 acres)
Depth X Width105 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address405 MAIN ST
CityBROMLEY
StateKY
Zip41016-1232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOLLINS PT LOTS 121-122-123-124 25'X 105'
Legal SubdivisionCOLLINS
Legal Lot Number121,12
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup5
Census Block5041
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-04-006.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 MAIN ST, BROMLEY, KY 41016-1232
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Warranty Deed, Transfer · Conventional Mortgage
SWIFT HOME LOANS INC
Jun 11, 2026Deed, Transfer · Conventional Mortgage
KIAVI FUNDING INC
Nov 01, 2022Intrafamily Transfer, Transfer
Aug 11, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2026 · Amount on Record
Deed SaleAug 04, 2026 · Amount on Record
Prior SaleJun 11, 2026 · Amount on Record
Deed Doc Number2026080417274
Deed Book / Page473 / 855
Prior Transfer DateOct 26, 2022
Prior Transfer Doc0005900164
Record RefreshedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 04, 2026
Property Address405 MAIN ST, BROMLEY, KY 41016-1232
Document Number0000017274
Book / Page473 / 855
Instrument DateJul 28, 2026
Instrument202617274
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14,847.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MAIN ST, BROMLEY, KY 41016-1232

Mortgage

Document Number0000017275,
DateAug 04, 2026
Instrument2026080417275
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJun 11, 2026
Property Address405 MAIN ST, BROMLEY, KY 41016-1232
Document Number0000012219
Book / Page444 / 589
Instrument DateJun 05, 2026
Instrument202612219
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyKENTUCKY LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$8,186.05
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012220,
DateJun 11, 2026
Instrument2026061112220
Lender
NameKIAVI FUNDING INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateNov 01, 2022
Property Address405 MAIN ST, BROMLEY, KY 41016-1232
Document Number0005900164
Book / Page198 / 303
Map ReferencePL 22
Instrument DateOct 26, 2022
Instrument22110105900164
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address409 MAIN ST, 409, BROMLEY, KY 41016-1232

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address409 MAIN ST, BROMLEY, KY 41016-1232

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 11, 2021
Property Address405 MAIN ST, BROMLEY, KY 41016-1232
Document Number0005900265
Book / Page110 / 55
Map ReferencePL 22
Instrument DateJan 20, 2021
Instrument21081105900265
Transaction TypeTransfer
Record UpdatedAug 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$55.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address405 MAIN ST, 405, BROMLEY, KY 41016-1232

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address405 MAIN ST, BROMLEY, KY 41016-1232

Mortgage

Document Number0005900266
DateAug 11, 2021
Instrument21081105900266
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term354 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBromley City
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$767.00 (-6.8%)$55,000 (-) Land $10,000 Building $45,000$55,000 (-) Land $10,000 Building $45,000
2023$823.00$55,000 Land $10,000 Building $45,000$55,000 Land $10,000 Building $45,000

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