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403 Main St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 403 Main St, Bromley, KY 41016 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage858 sqft Finished Area
Lot Size2,625 sqft (0.06 acres)
OccupancyOwner Occupied
Last Sale$67,000 (2017)
Tax Bill$1,256.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-04-005.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area858 sqft Finished Area
Gross Area963 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,625 sqft (0.06 acres)
Depth X Width105 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address403 MAIN ST
CityBROMLEY
StateKY
Zip41016-1232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOLLINS PT LOTS 121-122-123 25'X 105' WS MAIN ST
Legal SubdivisionCOLLINS
Legal Lot Number121,12
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup5
Census Block5041
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-04-005.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 MAIN ST, BROMLEY, KY 41016-1232
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Sep 10, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
NORTHERN KENTUCKY FCU
Nov 02, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Feb 08, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DAS ACQUISITION
Aug 14, 2017Warranty Deed, Transfer · Conventional Mortgage
HOME SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2017 · Amount on Record
Deed SaleAug 14, 2017 · Amount on Record
Prior SaleMay 24, 2002 · Amount on Record
Deed Doc Number201708 14 059 00140
Deed Book / Page6224 / 115
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJun 11, 2026
Property Address403 MAIN ST, BROMLEY, KY 41016-1232
Document Number0000012259
Book / Page444 / 934
Instrument DateMay 28, 2026
Instrument202612259
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 MAIN ST, BROMLEY, KY 41016-1232

Mortgage

Document Number0000012259,
DateJun 11, 2026
Book Page444/934
Instrument202612259
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 28, 2056
Interest
Rate6.3%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address403 MAIN ST, BROMLEY, KY 41016-1232
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900110
DateSep 10, 2025
Book PageKCM 685/705
Instrument25091005900110
Lender
NameNORTHERN KENTUCKY FCU
TypeCredit Union
AddressNEWPORT, KY 41076
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueAug 30, 2040

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address403 MAIN ST, BROMLEY, KY 41016-1232
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 MAIN ST, BROMLEY, KY 41016-1232

Mortgage

Document Number0005900051
DateNov 02, 2022
Book Page418/788
Instrument22110205900051
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term340 Months
DueMar 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address403 MAIN ST, BROMLEY, KY 41016-1232
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900057
DateFeb 08, 2021
Book Page164/697
Instrument21020805900057
Lender
NameDAS ACQUISITION
TypeMortgage Company
Address63414
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 14, 2017
Property Address403 MAIN ST, BROMLEY, KY 41016-1232
Document Number0000000140
Book / Page0C6224 / 000115
Instrument DateAug 11, 2017
Instrument140
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$67.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 MAIN ST BROMLEY KY 410161232, BROMLEY, KY 41016-1232

Mortgage

Document Number141
DateAug 14, 2017
Book PageORC622/000118
Instrument141
Lender
NameHOME SVGS BK
TypeFederal Savings Bank (FSB)
AddressLUDLOW, KY 41016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBromley City
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,256.00 (-6.76%)$90,000 (-) Land $10,000 Building $80,000$90,000 (-) Land $10,000 Building $80,000
2023$1,347.00$90,000 Land $10,000 Building $80,000$90,000 Land $10,000 Building $80,000

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