401 Main St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 401 Main St, Bromley, KY 41016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1989
Square Footage947 sqft Finished Area
Lot Size5,250 sqft (0.121 acres)
OccupancyOwner Occupied
Last Sale$151,842 (2024)
Tax Bill$1,926.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-04-004.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area947 sqft Finished Area
Gross Area1,648 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,250 sqft (0.121 acres)
Depth X Width105 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address401 MAIN ST
CityBROMLEY
StateKY
Zip41016-1232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOLLINS PT LOTS 121-122-123-124 50'X 105' SWC MAIN & KENTON STS
Legal SubdivisionCOLLINS
Legal Lot Number121,12
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup5
Census Block5041
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-04-004.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 MAIN ST, BROMLEY, KY 41016-1232
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Mar 24, 2021Warranty Deed, Transfer
PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY
Dec 22, 2020Deed of Trust, Mortgage
HOME SVGS BK
Mar 26, 2020Loan Modification, Mortgage · Conventional Mortgage
HOME SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2024 · Amount on Record
Deed SaleFeb 09, 2024 · Amount on Record
Prior SaleOct 13, 2023 · Amount on Record
Deed Doc Number20241
Deed Book / Page268 / 976
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address401 MAIN ST, BROMLEY, KY 41016-1232
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900250
DateMar 25, 2021
Book Page190/746
Instrument21032505900250
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 24, 2021
Property Address401 MAIN ST, BROMLEY, KY 41016-1232
Document Number0005900073
Book / Page79 / 691
Instrument DateMar 15, 2021
Instrument21032405900073
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2694 SWAPS CT, 2694, BURLINGTON, KY 41005-7307

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address401 MAIN ST, BROMLEY, KY 41016-1232
Document Number0000000143
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address401 MAIN ST BROMLEY KY 410161232, BROMLEY, KY 41016-1232

Mortgage

Document Number0000000143
DateDec 23, 2020
Book Page00M145/000316
Instrument143
Lender
NameHOME SVGS BK
TypeFederal Savings Bank (FSB)
AddressLUDLOW, KY 41016
Agreement
AmountAmount Recorded
Term360 Months
DueDec 22, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address401 MAIN ST, BROMLEY, KY 41016-1232
Document Number0000000109
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 MAIN ST BROMLEY KY 410161232, BROMLEY, KY 41016-1232

Mortgage

Document Number0000000109
DateApr 09, 2020
Book Page000016/000227
Instrument109
Lender
NameHOME SVGS BK
TypeFederal Savings Bank (FSB)
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueApr 08, 2043
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBromley City
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,926.00 (-6.73%)$138,000 (-) Land $8,000 Building $130,000$138,000 (-) Land $8,000 Building $130,000
2023$2,065.00$138,000 Land $8,000 Building $130,000$138,000 Land $8,000 Building $130,000

Nearby Properties on Main St

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