405 Harper Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 405 Harper Dr, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,736 sqft · built 1991
Lot Size	0.464 acres (20,222 sqft)
Owner	Owner Name on File
Last Sale	$302,500 (Sep 2000)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-33-203-044`

Property Details

APN / Parcel Number

Primary APN	`19-33-203-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,736 sqft
Gross Area	4,258 sqft
1st Floor Area	1,536 sqft
2nd Floor Area	1,200 sqft

Exterior

Year Built	Built 1991
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	20,222 sqft (0.464 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	405 HARPER DR
City	ALGONQUIN
State	IL
Zip	60102-2090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2000R0051922 LT 13 EAGLE VALLEY SUB
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	EAGLE VALLEY
Legal Block	203
Legal Lot Number	13
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3015
Census Tract	871310

Owner

Source: McHenry County records · APN 19-33-203-044

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	405 HARPER DR, ALGONQUIN, IL 60102-2090
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2000 · Amount on Record
Deed Sale	Sep 25, 2000 · Amount on Record
Deed Document Number	2000R0051922
Deed Book / Page	1933
Record Updated	Jun 07, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	405 HARPER DR, ALGONQUIN, IL 60102-2090
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031855
Date	Sep 25, 2019
Instrument	2019R0031855

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate	18%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$135,583 Land $43,212 Building $92,371	$406,749 Land $129,636 Building $277,113

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 34% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.