305 Harper Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 305 Harper Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,112 sqft · built 1997
Lot Size	1.15 acres (50,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Jan 2002)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-203-041`

Property Details

APN / Parcel Number

Primary APN	`19-33-203-041`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,112 sqft
Gross Area	4,668 sqft
1st Floor Area	1,556 sqft
2nd Floor Area	1,556 sqft

Exterior

Year Built	Built 1997
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	50,438 sqft (1.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	305 HARPER DR
City	ALGONQUIN
State	IL
Zip	60102-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0029026 LT 16 EAGLE VALLEY SUB
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	EAGLE VALLEY
Legal Block	203
Legal Lot Number	16
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3015
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 HARPER DR, ALGONQUIN, IL 60102-2086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit ANDIGO CU
Aug 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2002 · Amount on Record
Deed Sale	Jan 31, 2002 · Amount on Record
Prior Sale	Jan 31, 2002 · Amount on Record
Deed Document Number	0000010787
Last Transfer Date	Aug 7, 2017
Transfer Doc	0000029026
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	305 HARPER DR, ALGONQUIN, IL 60102-2086
Transaction Type	Mortgage
Record Updated	Mar 13, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HARPER DR, ALGONQUIN, IL 60102-2086

Mortgage

Document Number	0000004352
Date	Mar 1, 2023
Instrument	2023R0004352

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2043

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	305 HARPER DR, ALGONQUIN, IL 60102-2086
Document Number	0000012149
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 HARPER DR ALGONQUIN IL 601022086, ALGONQUIN, IL 60102-2086

Mortgage

Document Number	0000012149
Date	May 2, 2019
Instrument	12149

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 7, 2017
Property Address	305 HARPER DR, ALGONQUIN, IL 60102-2086
Document Number	0000029026
Instrument Date	Aug 4, 2017
Instrument	29026
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 HARPER DR ALGONQUIN IL 601022086, ALGONQUIN, IL 60102-2086

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$139,834 Land $54,572 Building $85,262	$419,502 Land $163,716 Building $255,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

305 Harper Dr, Algonquin, IL 60102 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Harper Dr

Nearby Streets

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