McHenry County property record for 315 Harper Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,810 sqft · built 2004 |
| Lot Size | 0.416 acres (18,141 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $605,000 (Jun 2021) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-203-042 |
| Primary APN | 19-33-203-042 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,810 sqft |
| Gross Area | 6,146 sqft |
| 1st Floor Area | 2,336 sqft |
| 2nd Floor Area | 1,474 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Frame Siding |
| Lot Area | 18,141 sqft (0.416 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 315 HARPER DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0031977 LT 15 EAGLE VALLEY SUB |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | EAGLE VALLEY |
| Legal Block | 203 |
| Legal Lot Number | 15 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 871310 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 315 HARPER DR, ALGONQUIN, IL 60102-2086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 11, 2017 | Quit Claim Deed, Transfer MEADOWS TITLE LLC |
| Apr 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on Record |
| Deed Sale | Jun 11, 2021 · Amount on Record |
| Prior Sale | May 11, 2017 |
| Deed Document Number | 2021R0031977 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 11, 2021 |
| Property Address | 315 HARPER DR, ALGONQUIN, IL 60102-2086 |
| Document Number | 0000031977 |
| Map Reference | DOC 89R10982 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021R0031977 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | PRECISION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 315 HAPRER DRIVE, ALGONQUIN, IL 60102-2086 |
| Document Number | 0000031978 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021R0031978 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 11, 2017 |
| Property Address | 315 HARPER DR, ALGONQUIN, IL 60102-2086 |
| Document Number | 0000016792 |
| Instrument Date | May 5, 2017 |
| Instrument | 16792 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | MEADOWS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 HARPER DR ALGONQUIN IL 601022086, ALGONQUIN, IL 60102-2086 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 17, 2017 |
| Property Address | 315 HARPER DR, ALGONQUIN, IL 60102-2086 |
| Document Number | 0000013304 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 13304 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2017 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $821.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 HARPER DR ALGONQUIN IL 601022086, ALGONQUIN, IL 60102-2086 |
| Document Number | 13305 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 13305 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $156,344 Land $42,478 Building $113,866 | $469,032 Land $127,434 Building $341,598 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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