Lincoln County property record for 365 Hardy Rd, Troy, MO 63379
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,697 sqft · built 1999 |
| Lot Size | 2.96 acres (128,938 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 14-50-16-000-000-044.001 |
| Primary APN | 14-50-16-000-000-044.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,697 sqft Living Area |
| Flooring | Combination, Other |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 128,938 sqft (2.96 acres) |
| Garage Type | Mixed |
| Garage Area | 1,350 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 365 HARDY RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5408 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2.96 AC (2.0 & .96 AC TRACTS) IN THE SE PT OF THE NWSE OF SECT 16 |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 16 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 810309 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 365 HARDY RD, TROY, MO 63379-5408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 365 HARDY RD, TROY, MO 63379-5408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2449/434 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 2449/434 |
| Instrument | 2020007475 |
| Name | RIVER REGION CU |
|---|---|
| Type | Credit Union |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | May 22, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,868 (-) Land $5,263 Building $12,605 | ||
| 2025 | $1,092.00 (+3.31%) | $17,868 (+4.74%) Land $5,263 Building $12,605 | $94,040 (+4.73%) Land $27,700 Building $66,340 |
| 2023 | $1,057.00 (+2.92%) | $17,060 Land $4,845 Building $12,215 | $89,790 Land $25,500 Building $64,290 |
| 2022 | $1,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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