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405 Gallardo Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 405 Gallardo Cir, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,922 sqft · built 2017
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$364,014 (Feb 2017)
Tax Bill$4,388 (2025)
Deeds & MortgagesFeb 2017 Sale
Flood ZoneZone X (minimal risk)
APN284196-0100

Property Details

APN / Parcel Number

Primary APN284196-0100

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area1,922 sqft Living Area
Gross Area2,678 sqft
1st Floor Area1,922 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area536 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchFinished Screened Porch
Porch Area250 sqft
Patio Area332 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 GALLARDO CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-7743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61/36-40 ESTATES OF TUSCANY PHASE 2A BLK 196 LOT 10 OR4333/1901
Legal Range30E
Legal Township08S
Legal Section41
Legal SubdivisionESTATES OF TUSCANY PHASE 2A
Legal Phase2A
Legal Block196
Legal Lot Number10
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3008
Census Tract21210

Owner

Source: St. Johns County records · APN 284196-0100

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Deed Document Number201712471
Deed Book / Page4333 / 1901
Record UpdatedJun 08, 2026

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 22, 2017
Property Address405 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743
Document Number0043331901
Book / Page004333 / 001901
Instrument DateFeb 15, 2017
Instrument12471
Transaction TypeTransfer
Record UpdatedMar 01, 2017
Title CompanyANCHOR TITLE AND LAW PA, ANCHOR TITLE & LAW PA

Transaction

AmountAmount Recorded
Tax$2,548.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address405 GALLARDO CIR ST AUGUSTINE FL 320867743, ST AUGUSTINE, FL 32086-7743

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$388,450 (+2.7%)$490,401 (-7.18%) Land $120,000 Building $370,401
2025$4,388.00 (+12.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$378,238 (+2.9%)$528,337 (+6.3%) Land $120,000 Building $408,337
2024$3,900.00 (+1.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$367,578 (+3%)$497,022 (+5.87%) Land $120,000 Building $377,022
2023$3,824.00 (+2.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$356,872 (+3%)$469,460 (+3.81%) Land $120,000 Building $349,460
2022$3,716.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$346,478$452,246 Land $90,720 Building $361,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 61 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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