St. Johns County property record for 421 Gallardo Cir, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,884 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $499,500 (2022) |
| Tax Bill | $6,133.00 (2025) |
| Primary APN | 284196-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,540 sqft Gross Area |
| 1st Floor | 1,884 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 436 sqft Garage |
| Pool Area | 238 sqft Pool |
| Patio Area | 492 sqft Patio |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 421 GALLARDO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7743 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 61/36-40 ESTATES OF TUSCANY PHASE 2A BLK 196 LOT 8 OR5540/1080 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 41 |
| Legal Subdivision | ESTATES OF TUSCANY PHASE 2A |
| Legal Phase | 2A |
| Legal Block | 196 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 21210 |
Source: St. Johns County records · APN 284196-0080
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Nov 30, 2017 | Grant Deed, Transfer ANCHOR TITLE AND LAW PA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Nov 30, 2017 · Amount on Record |
| Deed Doc Number | 202240314 |
| Deed Book / Page | 5540 / 1080 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 421 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 421 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743 |
| Document Number | 0062731646 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 6273/1646 |
| Instrument | 2025101729 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 20, 2022 |
| Property Address | 421 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743 |
| Document Number | 0055401080 |
| Book / Page | 5540 / 1080 |
| Map Reference | MB 61 PG 36-40 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 2022040314 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,496.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 454 SPOONBILL CIR, ST AUGUSTINE, FL 32095-9062 |
| Name | Verified Name |
|---|---|
| Address | 421 GALLARDO CIR, ST AUGUSTINE, FL 32086-7743 |
| Document Number | 0055401082 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 5540/1082 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 421 GALLARDO CIR, SAINT AUGUSTINE, FL 32086-7743 |
| Document Number | 0044690789 |
| Book / Page | 004469 / 000789 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 80887 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ANCHOR TITLE AND LAW PA |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,236.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 GALLARDO CIR ST AUGUSTINE FL 320867743, ST AUGUSTINE, FL 32086-7743 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,781 (+0.09%) Land $120,000 Building $349,781 | $469,781 (-5.77%) Land $120,000 Building $349,781 | |
| 2025 | $6,133.00 (+11.94%) Homeowner's exemption | $469,365 (+2.9%) | $498,563 (+6.45%) Land $120,000 Building $378,563 |
| 2024 | $5,479.00 (+2.89%) Homeowner's exemption | $456,137 (+3.93%) | $468,363 (+6.72%) Land $120,000 Building $348,363 |
| 2023 | $5,325.00 (+92.17%) Homeowner's exemption | $438,872 (+84.84%) | $438,872 (+4.99%) Land $120,000 Building $318,872 |
| 2022 | $2,771.00 Homeowner's exemption | $237,438 | $418,001 Land $90,720 Building $327,281 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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