Union County property record for 405 Five Leaf Ln, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,422 sqft · built 2012 |
| Lot Size | 0.491 acres (21,388 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $935,000 (Jun 2025) |
| Tax Bill | $4,347 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-072-146 |
| Primary APN | 06-072-146 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,422 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 21,388 sqft (0.491 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 253 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 405 FIVE LEAF LN |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #162 HOLLISTER MP1 OPCI939 |
| Legal Subdivision | HOLLISTER |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 21020 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Sep 5, 2014 · Amount on Record |
| Deed Document Number | 202515768 |
| Deed Book / Page | 9144 / 408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 405 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008329399 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 8329/399 |
| Instrument | 56510 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 405 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7020702 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 7020/702 |
| Instrument | 0028065 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 405 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SILK T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 78661 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 7866/1 |
| Instrument | 44270 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $935,700 (-) Land $210,000 Building $725,700 | $935,700 (-) Land $210,000 Building $725,700 | |
| 2025 | $4,347.00 (+32.37%) | $935,700 (+78.19%) Land $210,000 Building $725,700 | $935,700 (+78.19%) Land $210,000 Building $725,700 |
| 2023 | $3,284.00 | $525,100 Land $117,600 Building $407,500 | $525,100 Land $117,600 Building $407,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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