Union County property record for 401 Five Leaf Ln, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,947 sqft · built 2014 |
| Lot Size | 0.576 acres (25,091 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $1,200,000 (May 2023) |
| Tax Bill | $5,046 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-072-144 |
| Primary APN | 06-072-144 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,947 sqft Living Area |
| 1st Floor Area | 2,228 sqft |
| Basement Area | 1,529 sqft |
| Finished Basement | 1,256 sqft |
| Unfinished Basement | 273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 25,091 sqft (0.576 acres) |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 FIVE LEAF LN |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #160 HOLLISTER MP1 OPCI939 |
| Legal Subdivision | HOLLISTER |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 21020 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 401 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Mar 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on Record |
| Deed Sale | May 12, 2023 · Amount on Record |
| Prior Sale | Mar 22, 2017 · Amount on Record |
| Deed Document Number | 202311246 |
| Deed Book / Page | 8707 / 324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 12, 2023 |
| Property Address | 401 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Document Number | 0008707324 |
| Book / Page | 8707 / 324 |
| Map Reference | CAB I FILE 935-940 |
| Instrument Date | May 12, 2023 |
| Instrument | 11246 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4820 BEULAH CHURCH RDC, MATTHEWS, NC 28104 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 401 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Document Number | 0000011247 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 11247 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 401 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008499769 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 8499/769 |
| Instrument | 21177 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 401 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 8032862 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 8032/862 |
| Instrument | 13009 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 22, 2017 |
| Property Address | 401 FIVE LEAF LN, WAXHAW, NC 28173-7047 |
| Document Number | 6898491 |
| Book / Page | 006898 / 000491 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 7854 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | AUSTIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 401 FIVE LEAF LN WAXHAW NC 281737047, WAXHAW, NC 28173-7047 |
| Document Number | 6898493 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 006898/000493 |
| Instrument | 7855 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Number | 6898512, |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 006898/000512 |
| Instrument | 7856 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,086,100 (-) Land $210,000 Building $876,100 | $1,086,100 (-) Land $210,000 Building $876,100 | |
| 2025 | $5,046.00 (+19.91%) | $1,086,100 (+61.43%) Land $210,000 Building $876,100 | $1,086,100 (+61.43%) Land $210,000 Building $876,100 |
| 2023 | $4,208.00 | $672,800 Land $117,600 Building $555,200 | $672,800 Land $117,600 Building $555,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures