409 Five Leaf Ln, Waxhaw, NC 28173 Property Records

Union County property record for 409 Five Leaf Ln, Waxhaw, NC 28173 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 3,891 sqft · built 2013
Lot Size	0.565 acres (24,611 sqft)
Owner	Individual Name on File
Last Sale	$805,000 (Jun 2021)
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Jun 2021 Sale Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-072-148`

Property Details

APN / Parcel Number

Primary APN	`06-072-148`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,891 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	24,611 sqft (0.565 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 FIVE LEAF LN
City	WAXHAW
State	NC
Zip	28173-7047
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#164 HOLLISTER MP1 OPCI939
Legal Subdivision	HOLLISTER
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3024
Census Tract	21020

Owner

Source: Union County records · APN 06-072-148

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 FIVE LEAF LN, WAXHAW, NC 28173-7047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2021	Warranty Deed, Transfer
Nov 28, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2021 · Amount on Record
Deed Sale	Jun 01, 2021 · Amount on Record
Prior Sale	Oct 18, 2013 · Amount on Record
Deed Document Number	202125905
Deed Book / Page	8121 / 395
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 01, 2021
Property Address	409 FIVE LEAF LN, WAXHAW, NC 28173-7047
Document Number	8121395
Book / Page	8121 / 395
Map Reference	CAB I FILE 935-940
Instrument Date	Jun 01, 2021
Instrument	25905
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8502 HIGHGROVE ST, 8502, CHARLOTTE, NC 28277-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FIVE LEAF LN, WAXHAW, NC 28173-7047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	409 FIVE LEAF LN, WAXHAW, NC 28173-7047
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FIVE LEAF LN, WAXHAW, NC 28173-7047

Mortgage

Document Number	7274831
Date	Nov 28, 2018
Book Page	7274/831
Instrument	0032815

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	409 FIVE LEAF LN, WAXHAW, NC 28173-7047
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 FIVE LEAF LN, WAXHAW, NC 28173-7047

Mortgage

Document Number	78188
Date	Sep 22, 2020
Book Page	7818/8
Instrument	37657

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,049.00 (+29.99%)	$1,086,900 (+75.02%) Land $210,000 Building $876,900	$1,086,900 (+75.02%) Land $210,000 Building $876,900
2023	$3,884.00	$621,000 Land $117,600 Building $503,400	$621,000 Land $117,600 Building $503,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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