Miami County property record for 405 E Spring St, Covington, OH 45318 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 1978 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,685 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-004330 |
| Primary APN | H19-004330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 127 ft deep x 66 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 60 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | H19SH021 01100 |
|---|---|
| Street Address | 405 E SPRING ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 322 66 |
| Legal Subdivision | VILLAGE/COVINGTON |
| Legal Lot Number | 322 66 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-004330
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 405 E SPRING ST, COVINGTON, OH 45318-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Intrafamily Transfer, Transfer |
| Jul 13, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Feb 05, 1996 · Amount on Record |
| Last Transfer Date | Jul 13, 2022 |
| Transfer Doc | 0000010647 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 13, 2022 |
| Property Address | 405 E SPRING ST, COVINGTON, OH 45318-1538 |
| Document Number | 0000010647 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022OR-10647 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 606 E BRIDGE ST, COVINGTON, OH 45318-1581 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 13, 2022 |
| Property Address | 405 E SPRING ST, COVINGTON, OH 45318-1538 |
| Document Number | 0000010648 |
| Map Reference | MB 18 PG 124 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022OR-10648 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 405 E SPRING ST, COVINGTON, OH 45318-1538 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,685.00 (+26.71%) | $80,400 (+45.28%) Land $10,890 Building $69,510 | $229,700 (+45.29%) Land $31,100 Building $198,600 |
| 2024 | $2,119.00 (+3.77%) | $55,340 (-) Land $11,800 Building $43,540 | |
| 2023 | $2,042.00 (-3.41%) | $55,340 (-) Land $11,800 Building $43,540 | $158,100 (-) Land $33,700 Building $124,400 |
| 2022 | $2,114.00 | $55,340 Land $11,800 Building $43,540 | $158,100 Land $33,700 Building $124,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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