Miami County property record for 304 E Spring St, Covington, OH 45318 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,516 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2026) |
| Tax Bill | $1,485.00 (2025) |
| Primary APN | H19-007530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,516 sqft Living Area |
| 1st Floor | 1,880 sqft 1st Floor |
| Upper Floors | 576 sqft Upper Floors |
| Basement Area | 196 sqft Basement |
| Unfinished Basement | 196 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 79 ft x 54 ft Depth x Width |
| Porch Area | 312 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 304 E SPRING ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1537 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 640 54.25 |
| Legal Subdivision | COVINGTON |
| Legal Lot Number | 640 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2040 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-007530
Assessment roll updated March 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 E WALNUT ST, COVINGTON, OH 45318-1562 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 08, 2026 | Warranty Deed, Transfer · Line of Credit UNION SAVINGS BANK |
| Mar 13, 2018 | Grant Deed, Transfer COVINGTON S&L ASSN |
| Aug 18, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 12, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2026 · Amount on Record |
| Deed Sale | Jun 08, 2026 · Amount on Record |
| Prior Sale | Apr 12, 2017 · Amount on Record |
| Deed Doc Number | 20266991 |
| Prior Transfer Date | Apr 29, 2015 |
| Prior Transfer Doc | 0000005461 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 08, 2026 |
| Property Address | 304 E SPRING ST, COVINGTON, OH 45318-1537 |
| Document Number | 0000006991 |
| Instrument Date | May 29, 2026 |
| Instrument | 20266991 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 E WALNUT ST, COVINGTON, OH 45318-1562 |
| Document Number | 0000006992, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 20266992 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 13, 2018 |
| Property Address | 304 E SPRING ST, COVINGTON, OH 45318-1537 |
| Document Number | 0000002899 |
| Instrument Date | Mar 06, 2018 |
| Instrument | 2899 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 E SPRING ST COVINGTON OH 453181537, COVINGTON, OH 45318-1537 |
| Document Number | 2900 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2900 |
| Name | COVINGTON S&L ASSN |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | COVINGTON, OH 45318 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 12, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 18, 2017 |
| Property Address | 304 E SPRING ST, COVINGTON, OH 45318-1537 |
| Document Number | 0000010243 |
| Instrument Date | May 12, 2017 |
| Instrument | 10243 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 12, 2017 |
| Property Address | 304 E SPRING ST, COVINGTON, OH 45318-1537 |
| Document Number | 0000004356 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 4356 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $188.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 304 E SPRING ST COVINGTON OH 453181537, COVINGTON, OH 45318-1537 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,485.00 (+11.99%) Homeowner's exemption | $45,500 (+28.46%) Land $7,350 Building $38,150 | $130,000 (+28.46%) Land $21,000 Building $109,000 |
| 2024 | $1,326.00 (+3.76%) Homeowner's exemption | $35,420 (-) Land $7,980 Building $27,440 | |
| 2023 | $1,278.00 (-3.4%) Homeowner's exemption | $35,420 (-) Land $7,980 Building $27,440 | $101,200 (-) Land $22,800 Building $78,400 |
| 2022 | $1,323.00 Homeowner's exemption | $35,420 Land $7,980 Building $27,440 | $101,200 Land $22,800 Building $78,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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