404 E Spring St, Covington, OH 45318 Property Records

Miami County property record for 404 E Spring St, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	1,514 sqft Living Area
Lot Size	10,454 sqft (0.239 acres)
Occupancy	Owner Occupied
Last Sale	$104,000 (2015)
Tax Bill	$1,170.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-011590`
Alternative APNs	`080529.3-05-006-00` `H19SH021 02000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,514 sqft Living Area
1st Floor	1,106 sqft 1st Floor
2nd Floor	408 sqft 2nd Floor
Upper Floors	408 sqft Upper Floors
Basement Area	255 sqft Basement
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 1920
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	10,454 sqft (0.239 acres)
Depth X Width	166 ft x 126 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	768 sqft Garage
Porch	Enclosed Porch
Porch Area	180 sqft Porch
Canopy Area	115 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	H19SH021 02000
Street Address	404 E SPRING ST
City	COVINGTON
State	OH
Zip	45318-1539
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IL-1233 126'
Legal Subdivision	VILLAGE/COVINGTON
Legal Lot Number	1233
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2037
Census Tract	325000

Owner

Source: Miami County records · APN H19-011590

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	404 E SPRING ST, COVINGTON, OH 45318-1539
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2015 · Amount on Record
Deed Sale	Nov 05, 2015 · Amount on Record
Prior Sale	Oct 01, 2009 · Amount on Record
Deed Doc Number	2132
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	404 E SPRING ST, COVINGTON, OH 45318-1539
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007523
Date	Apr 30, 2021
Instrument	2021OR-07523

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00 (-8.74%) Homeowner's exemption	$55,760 (+27.22%) Land $17,010 Building $38,750	$159,300 (+27.24%) Land $48,600 Building $110,700
2024	$1,282.00 (-18.91%) Homeowner's exemption	$43,830 (-) Land $18,380 Building $25,450
2023	$1,581.00 (-3.42%) Homeowner's exemption	$43,830 (-) Land $18,380 Building $25,450	$125,200 (-) Land $52,500 Building $72,700
2022	$1,637.00 Homeowner's exemption	$43,830 Land $18,380 Building $25,450	$125,200 Land $52,500 Building $72,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.