377 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 377 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 1,284 sqft · built 1940
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2020)
Tax Bill	$5,380 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`523200 312.16-1-2`

Property Details

APN / Parcel Number

Primary APN	`523200 312.16-1-2`
Alternative APN	`320031201600010020000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,284 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	200 ft deep x 158 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	377 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RT
Legal Description	CAMP 48.-1-36
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	4
Census Block	4005
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 940536, ROCKAWAY PARK, NY 11694-0536
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	20208684
Deed Book / Page	6249 / 60
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Dec 16, 2020
Property Address	377 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0000008684
Book / Page	006249 / 000060
Instrument Date	Dec 9, 2020
Instrument	8684
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	254 BEACH 127TH ST ROCKAWAY PARK NY 116941729, ROCKAWAY PARK, NY 11694-1729

Mortgage

Document Number	8685
Date	Dec 16, 2020
Book Page	006249/000065
Instrument	8685

Lender

Name	ADIRONDACK TRUST CO
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,380.00 (+5.12%)
2025	$5,118.00	$243,000 (-) Land $138,000 Building $105,000	$411,900 (+25.43%) Land $233,919 Building $177,981
2023		$243,000 Land $138,000 Building $105,000	$328,400 Land $186,499 Building $141,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30