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405 E Orchard St, Centerville, IA 52544 Property Records

Appanoose County property record for 405 E Orchard St, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,462 sqft · built 1942
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$970 (2025)
Deeds & MortgagesJan 2021 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN340011024830000

Property Details

APN / Parcel Number

Primary APN340011024830000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,462 sqft Living Area
Basement Area1,008 sqft
Unfinished Basement500 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Deck Area160 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address405 E ORCHARD ST
CityCENTERVILLE
StateIA
Zip52544-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT SE COR LOT 5 BLK 1 RGE 2 WALDENS 5TH ADD TH W 75' TH N 85' TH E 75' TH S
Legal SubdivisionWALDENS 5TH ADD
Legal Block1
Legal Lot Number5
JurisdictionAPPANOOSE IA
Township / Civil DivisionCENTERVILLE
Census Block Group1
Census Block1031
Census Tract950300

Owner

Source: Appanoose County records · APN 340011024830000

Assessment roll updated October 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 E ORCHARD ST, CENTERVILLE, IA 52544-1524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU
Oct 25, 2018Deed of Trust, Mortgage · Line of Credit
PUTNAM COUNTY STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address405 E ORCHARD ST, CENTERVILLE, IA 52544-1524
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002021/124
DateJan 14, 2021
Book Page2021/124
Instrument2021 124
Lender
NameCOMMUNITY FIRST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 30, 2040
Interest
Rate TypeFixed Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address405 E ORCHARD ST, CENTERVILLE, IA 52544-1524
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002128
DateOct 25, 2018
Book Page0000002018/0000002128
Instrument000000002128
Lender
NamePUTNAM COUNTY STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term27 Months
DueJan 01, 2021

Tax Assessment & Valuation

Source: Appanoose County records · Assessment roll updated October 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
MunicipalityCenterville City
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$99,670 (-) Land $15,140 Building $84,530$99,670 (-) Land $15,140 Building $84,530
2025$970.00$99,670 (+89.02%) Land $15,140 Building $84,530$99,670 (+89.02%) Land $15,140 Building $84,530
2024$970.00 (-15.94%)
2023$52,730 (+10.29%) Land $11,770 Building $40,960$52,730 (+10.29%) Land $11,770 Building $40,960
2022$1,154.00$47,810 Land $10,090 Building $37,720
2021$47,810 Land $10,090 Building $37,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 15, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area		2,000 / 2,000
Mediacom Communications
Cable		1,000 / 50
West Liberty Telephone Company
Fixed Wireless · Fiber in parts of the area		500 / 200
Lockridge Networks
Fixed Wireless		100 / 20
JAB Wireless
Fixed Wireless		100 / 20

Based on FCC filings for 208 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCENTERVILLE MUNICIPAL WATERWORKS
serves 5,344 people
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionSep 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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