402 E Orchard St, Centerville, IA 52544 Property Records

Appanoose County property record for 402 E Orchard St, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,128 sqft · built 1944
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Tax Bill$650 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN340011016750000

Property Details

APN / Parcel Number

Primary APN340011016750000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
Basement Area228 sqft
Unfinished Basement282 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Deck Area324 sqft
Patio Area324 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address402 E ORCHARD ST
CityCENTERVILLE
StateIA
Zip52544-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 AUD SUB DIV NE NE
Legal SubdivisionAUDITORS SUB
Legal Lot Number5
JurisdictionAPPANOOSE IA
Township / Civil DivisionCENTERVILLE
Census Block Group1
Census Block1030
Census Tract950300

Owner

Source: Appanoose County assessment roll, APN 340011016750000, as of October 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 E ORCHARD ST, CENTERVILLE, IA 52544-1525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address402 E ORCHARD ST, CENTERVILLE, IA 52544-1525
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/1677
DateAug 12, 2020
Book Page2020/1677
Instrument2020 1677
Lender
NameIOWA TRUST & SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 11, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Appanoose County assessment roll as of October 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
MunicipalityCenterville City
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$73,150 (-) Land $18,230 Building $54,920$73,150 (-) Land $18,230 Building $54,920
2025$650.00$73,150 (+42.62%) Land $18,230 Building $54,920$73,150 (+42.62%) Land $18,230 Building $54,920
2024$650.00 (-26.3%)
2023$51,290 (+12.8%) Land $14,180 Building $37,110$51,290 (+12.8%) Land $14,180 Building $37,110
2022$882.00 Homeowner's exemption$45,470 Land $12,150 Building $33,320
2021$45,470 Land $12,150 Building $33,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Appanoose County (19007C), as of February 15, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 208 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Communications
Cable
1,000 / 50
West Liberty Telephone Company
Fixed Wireless · Fiber in parts of the area
500 / 200
Lockridge Networks
Fixed Wireless
100 / 20
JAB Wireless
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0407008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCENTERVILLE MUNICIPAL WATERWORKS
serves 5,344 people
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionSep 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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