319 E Orchard St, Centerville, IA 52544 Property Records

Appanoose County property record for 319 E Orchard St, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 808 sqft · built 1914
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$69,500 (Jul 2025)
Tax Bill$656 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN340011021600000

Property Details

APN / Parcel Number

Primary APN340011021600000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area808 sqft Living Area
Basement Area404 sqft
Unfinished Basement404 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
PorchSlab
Porch Area32 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address319 E ORCHARD ST
CityCENTERVILLE
StateIA
Zip52544-1522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALDENS 5TH LOT 6 BLK 1 RGE 3
Legal SubdivisionWALDENS 5TH
Legal Block1
Legal Lot Number6
JurisdictionAPPANOOSE IA
Township / Civil DivisionCENTERVILLE
Census Block Group1
Census Block1026
Census Tract950300

Owner

Source: Appanoose County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address319 E ORCHARD ST, CENTERVILLE, IA 52544-1522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2025Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY 1ST CU
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
IOWA TRUST & SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Prior SaleOct 2, 2014 · Amount on Record
Deed Document Number20251465
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPPANOOSE IA
Recording DateJul 22, 2025
Property Address319 E ORCHARD ST, CENTERVILLE, IA 52544-1522
Document Number02025/1465
Book / Page2025 / 1465
Instrument DateJul 22, 2025
Instrument2025 1465
Transaction TypeTransfer
Record UpdatedOct 2, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$110.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 E ORCHARD ST, CENTERVILLE, IA 52544-1522

Mortgage

Document Number0020251466
DateJul 22, 2025
Instrument2025 1466
Lender
NameCOMMUNITY 1ST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateAug 1, 2035
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Max Rate12%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address319 E ORCHARD ST, CENTERVILLE, IA 52544-1522
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/1425
DateJul 13, 2020
Book Page2020/1425
Instrument2020 1425
Lender
NameIOWA TRUST & SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
MunicipalityCenterville City
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,730 (-) Land $17,210 Building $23,520$40,730 (-) Land $17,210 Building $23,520
2025$656.00$40,730 (+39.68%) Land $17,210 Building $23,520$40,730 (+39.68%) Land $17,210 Building $23,520
2024$656.00 (+6.15%)
2023$29,160 (+13.77%) Land $13,390 Building $15,770$29,160 (+13.77%) Land $13,390 Building $15,770
2022$618.00$25,630 Land $11,480 Building $14,150
2021$25,630 Land $11,480 Building $14,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE MUNICIPAL WATERWORKS
serves 5,344 people · EPA ID IA0407008
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionSep 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Liberty Communications
Fixed Wireless · Fiber in parts of the area
500 / 200
Lockridge Networks
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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