408 E Main St, Elkton, KY 42220 Property Records

Todd County property record for 408 E Main St, Elkton, KY 42220

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,444 sqft
Lot Size0.247 acres (10,759 sqft)
OwnerCompany Name on Record
Last Sale$147,500 (Mar 2022)
Tax Bill$1,227 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNE-03-15-03

Property Details

APN / Parcel Number

Primary APNE-03-15-03
Alternative APN
  • 50793

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,444 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,759 sqft (0.247 acres)
Garage TypeCarport
CarportCarport
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number50793
Street Address408 E MAIN ST
CityELKTON
StateKY
Zip42220-9202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE-LOT
JurisdictionTODD KY
Township / Civil DivisionELKTON
Census Block Group4
Census Block4023
Census Tract950200

Owner

Source: Todd County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address408 E MAIN ST, ELKTON, KY 42220-9202
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2022 · Amount on Record
Deed SaleMar 28, 2022 · Amount on Record
Prior SaleMay 13, 2021 · Amount on Record
Last Transfer DateJul 31, 2026
Transfer Doc0010174470
Record UpdatedSep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTODD KY
Recording DateAug 5, 2026
Property Address408 E MAIN ST, ELKTON, KY 42220-9202
Document Number0010174470
Book / Page234 / 572
Instrument DateJul 31, 2026
Instrument202610174470
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address408 E MAIN ST, ELKTON, KY 42220-9202

Mortgage

Document Number0010174470,
DateAug 5, 2026
Book Page306/644
Instrument202610174470
Lender
NameOCMBC INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Todd County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyTodd County
MunicipalityElkton City
Unified School DistrictTodd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,227.00 (-0.73%)$147,500 (-)$147,500 (-)
2023$1,236.00$147,500$147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2016–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKTON WATER WORKS
serves 2,780 people · EPA ID KY1100121
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
energynet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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