Cameron County property record for 405 E Arroyo Dr, Harlingen, TX 78550 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,734 sqft |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 178720-0420-020000 |
| Primary APN | 178720-0420-020000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,734 sqft Living Area |
| Gross Area | 2,218 sqft |
| 1st Floor Area | 1,734 sqft |
| Lot Area | 7,000 sqft (0.161 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Street Address | 405 E ARROYO DR |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78550-7744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FINWOOD HEIGHTS SUBDIVISION LOT 20 BLK 42 |
| Legal Subdivision | FINWOOD HEIGHTS SUBDIVISION |
| Legal Block | 42 |
| Legal Lot Number | 20 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11801 |
Source: Cameron County records · APN 178720-0420-020000
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E ARROYO DR, HARLINGEN, TX 78550-7744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Dec 05, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 405 E ARROYO DR, HARLINGEN, TX 78550-7744 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | SAN JACINTO TITLE SERVICES, SAN JACINTO TTL SVCS BROWNSV |
| Name | Verified Name |
|---|---|
| Address | 1580 CORTA CANTERA SW, LOS LUNAS, NM 87031-8858 |
| Document Number | 0202532578 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025-32578 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | Dec 05, 2023 |
| Property Address | 405 E ARROYO DR, HARLINGEN, TX 78550-7744 |
| Document Number | 0202343102 |
| Instrument Date | Sep 08, 2023 |
| Instrument | 2023-43102 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1580 CORTA CANTERA SW, LOS LUNAS, NM 87031-8858 |
Source: Cameron County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Municipality | Harlingen City |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,405 (+461.25%) Land $45,150 Building $208,255 | $253,405 (+461.25%) Land $45,150 Building $208,255 | |
| 2025 | $874.00 (+38.51%) | $45,150 (+41.76%) Land $45,150 | $45,150 (+41.76%) Land $45,150 |
| 2023 | $631.00 (+22.05%) Additional exemption filed | $31,850 Land $31,850 | $31,850 Land $31,850 |
| 2022 | $517.00 |
Source: FEMA National Flood Hazard Layer, Cameron County (48061C), updated July 18, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480610118012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 18 (1980–2025) |
| Claims Outside the SFHA | 13 of 18 |
| Most Recent Claim | Mar 2025, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 3% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless | 400 / 50 |
| Innercity Fibernet | Fixed Wireless (unlicensed) | 100 / 100 |
May also be available at this address: Verizon, Innercity Fibernet, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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