401 E Arroyo Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 401 E Arroyo Dr, Harlingen, TX 78550

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,655 sqft · built 1946
Lot Size0.302 acres (13,154 sqft)
OwnerIndividual Name on Record
Last Sale$83,800 (Jan 2007)
Tax Bill$1,868 (2025)
Flood ZoneZone X (minimal risk)
APN178720-0420-021000

Property Details

APN / Parcel Number

Primary APN178720-0420-021000
Alternative APN
  • 71131

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,655 sqft Living Area
Gross Area3,055 sqft
1st Floor Area1,925 sqft
2nd Floor Area730 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialWood Frame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,154 sqft (0.302 acres)
Lot Dimensions140 ft deep x 94 ft wide
Garage TypeAttached
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area630 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area156 sqft
Storage Building40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address401 E ARROYO DR
CityHARLINGEN
StateTX
Zip78550-7744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-C
Legal DescriptionFINWOOD HEIGHTS SUBDIVISION LOT 21-22 BLK 42
Legal SubdivisionFINWOOD HEIGHTS SUBDIVISION
Legal Block42
Legal Lot Number21-22
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group2
Census Block2020
Census Tract11801

Owner

Source: Cameron County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1201 N EXPRESSWAY 77, G25, HARLINGEN, TX 78552-5424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2007 · Amount on Record
Deed SaleJan 9, 2007 · Amount on Record
Prior SaleNov 2, 2006 · Amount on Record
Deed Document Number20071452
Deed Book / Page13391 / 77
Prior Transfer DateMay 4, 2004
Prior Transfer Doc0000025579
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityHarlingen City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,307 (+1%)$237,899 (-) Land $84,846 Building $153,053
2025$1,868.00 (-4.45%) Homeowner's exemption$163,006 (-23.44%)$237,899 (+11.74%) Land $84,846 Building $153,053
2024$1,955.00 (+12.81%)
2023$1,733.00 (-25.33%) Homeowner's exemption Additional exemption filed$212,906 Land $59,853 Building $153,053$212,906 Land $59,853 Building $153,053
2022$2,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims18 (1980–2025)
Claims Outside the SFHA13 of 18
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARLINGEN WATER WORKS SYSTEM
serves 85,900 people · EPA ID TX0310002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
RGV Communications
Fixed Wireless · Fiber in parts of the area
100 / 100

May also be available: AT&T, Verizon.

Nearby Properties on E Arroyo Dr

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