326 E Arroyo Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 326 E Arroyo Dr, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1964
Lot Size	0.829 acres (36,100 sqft)
Owner	Individual Name on Record
Last Sale	$31,300 (Oct 2019)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`178720-0440-044100`

Property Details

APN / Parcel Number

Primary APN	`178720-0440-044100`
Alternative APN	`71158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Roof Type	Gable/Hip
Lot Area	36,100 sqft (0.829 acres)
Lot Dimensions	361 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	332 sqft
Storage Building	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	326 E ARROYO DR
City	HARLINGEN
State	TX
Zip	78550-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINWOOD HEIGHTS SUBDIVISION BLK 44 LOT 47-48
Legal Subdivision	FINWOOD HEIGHTS SUBDIVISION
Legal Block	44
Legal Lot Number	47-48
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2016
Census Tract	11801

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 E ARROYO DR, HARLINGEN, TX 78550-7786
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Vendor's Lien, Transfer · Seller Carry-Back KOZAYER KZAR HASHEM ETAL
Dec 15, 2017	Warranty Deed, Transfer STEWART TITLE/CAMERON COUNTY INC, STEWART TITLE OF CAMERON COU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Prior Sale	Dec 15, 2017
Deed Document Number	201937635
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	0201937635
Record Updated	Sep 20, 2026

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Oct 14, 2019
Property Address	326 E ARROYO DR, HARLINGEN, TX 78550-7745
Document Number	0201937635
Map Reference	VOL 7 PG 21
Instrument Date	Oct 10, 2019
Instrument	2019-37635
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2625 S CALLE DUQUESA, HARLINGEN, TX 78552-7722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E ARROYO DR, HARLINGEN, TX 78550-7786
Investor	Possibly a Property Investor

Mortgage

Document Number	0201937636
Date	Oct 14, 2019
Instrument	2019-37636

Lender

Name	KOZAYER KZAR HASHEM ETAL
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	96 Months
Due	Oct 10, 2027

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Dec 15, 2017
Property Address	326 E ARROYO DR, HARLINGEN, TX 78550-7745
Document Number	023082/036
Book / Page	23082 / 036
Map Reference	VOL 7 PG 21
Instrument Date	Dec 14, 2017
Instrument	2017-00047266
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	STEWART TITLE/CAMERON COUNTY INC, STEWART TITLE OF CAMERON COU

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 FM 3069, LOS FRESNOS, TX 78566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 S CALLE DUQUESA, HARLINGEN, TX 78552-7722

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+12.61%) Land $90,250 Building $49,750	$140,000 (+2.63%) Land $90,250 Building $49,750
2025	$2,408.00 (+37.21%)	$124,318 (+9.69%) Land $90,250 Building $46,165	$136,415 (+20.36%) Land $90,250 Building $46,165
2023	$1,755.00 Additional exemption filed	$113,340 Land $37,905 Building $75,435	$113,340 Land $37,905 Building $75,435
2022	$1,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	18 (1980–2025)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 3 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless · Fiber in parts of the area	100 / 100

May also be available: AT&T, Verizon.

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