405 E Appleby Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 405 E Appleby Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,959 sqft · built 1950
Lot Size	0.184 acres (8,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Dec 2023)
Tax Bill	$3,315 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-104014`

Property Details

APN / Parcel Number

Primary APN	`07-104014`
Alternative APNs	`7104014` `104014`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,959 sqft Total Area
Attic	Attic
Attic Area	326 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,008 sqft (0.184 acres)
Porch	Slab
Porch Area	140 sqft
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	104014
Street Address	405 E APPLEBY AVE
City	CAMBRIDGE
State	MD
Zip	21613-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 17-8,008 SQ. FT. 405 APPLEBY AVENUE CAMBRIDGE
Legal Subdivision	INSLEY S SUBDIVISION A OF APPLEBY
Legal Lot Number	17
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1031
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 E APPLEBY AVE, CAMBRIDGE, MD 21613-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 26, 2022	Quit Claim Deed, Transfer CROWN TITLE CORPORATION
Aug 26, 2022	Deed, Transfer CROWN TITLE CORPORATION
Oct 5, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Book / Page	1849 / 352
Prior Transfer Date	Jul 26, 2022
Prior Transfer Doc	0017640016
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 19, 2023
Property Address	405 E APPLEBY AVE, CAMBRIDGE, MD 21613-3019
Document Number	0018490352
Book / Page	1849 / 352
Map Reference	LB J F D 1 FO 186
Instrument Date	Apr 27, 2023
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 E APPLEBY AVE, CAMBRIDGE, MD 21613-3019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	405 E APPLEBY AVE, CAMBRIDGE, MD 21613-3019

Mortgage

Document Number	0001849358
Date	Dec 19, 2023
Instrument	1849-358

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2053

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 26, 2022
Property Address	405 E APPLEBY AVE, CAMBRIDGE, MD 21613-3019
Document Number	0017640016
Book / Page	1764 / 16
Map Reference	LB 1 FO 186
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	CROWN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 26, 2022
Property Address	405 E APPLEBY AVE, CAMBRIDGE, MD 21613-3019
Document Number	0017640020
Book / Page	1764 / 20
Map Reference	LB 1 FO 186
Instrument Date	Jun 14, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 W DIAMON AVE, GAITHERSBURG, MD 20877-2135

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 5, 2021
Property Address	405 E APPLEBY AVE, CAMBRIDGE, MD 21613-3019
Document Number	0016860175
Book / Page	1686 / 175
Map Reference	LB JFD 1 FO 186
Instrument Date	Sep 17, 2021
Transaction Type	Foreclosure
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,315.00 (+32.6%)	$177,400 (+76.05%)	$266,000 (+99.85%) Land $21,400 Building $244,600
2025	$2,500.00 (+34.26%)
2023	$1,862.00	$100,767	$133,100 Land $21,400 Building $111,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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