406 E Appleby Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 406 E Appleby Ave, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,872 sqft · built 1947
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Jun 2020)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-151373`

Property Details

APN / Parcel Number

Primary APN	`07-151373`
Alternative APNs	`7151373` `151373`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	151373
Street Address	406 E APPLEBY AVE
City	CAMBRIDGE
State	MD
Zip	21613-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23-6,708 SQ. FT. 406 APPLEBY AVENUE CAMBRIDGE
Legal Subdivision	INSLEYS SUB A
Legal Lot Number	23
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1033
Census Tract	970600

Owner

Source: Dorchester County records · APN 07-151373

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2020	Grant Deed, Transfer TOWNEBANK MTG
Dec 28, 2018	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 04, 2018	Grant Deed, Transfer · Line of Credit LINDA M WALDIS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Book / Page	1583 / 1
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	0009800050
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 01, 2020
Property Address	406 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020
Document Number	0015830001
Book / Page	001583 / 000001
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	406 E APPLEBY AVE CAMBRIDGE MD 216133020, CAMBRIDGE, MD 21613-3020

Mortgage

Document Number	15830006
Date	Jul 01, 2020
Book Page	001583/000006

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 28, 2018
Property Address	406 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020
Document Number	0014990279
Book / Page	1499 / 279
Map Reference	LB 150 FO 172
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	DBA FOUR SEASONS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020

Mortgage

Document Number	0001499285
Date	Dec 28, 2018
Instrument	1499/285

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 04, 2018
Property Address	406 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020
Document Number	0014870209
Book / Page	001487 / 000209
Instrument Date	Oct 01, 2018
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	CAMBRIDGE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	PO BOX 10 SECRETARY MD 216640010, SECRETARY, MD 21664-0010

Mortgage

Document Number	14870214
Date	Oct 04, 2018
Book Page	001487/000214

Lender

Name	LINDA M WALDIS
Address	905 TALISMAN LN, CAMBRIDGE, MD 21613-2041
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 03, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,300 (-1.13%) Land $31,200 Building $144,100	$175,300 (-1.13%) Land $31,200 Building $144,100
2025	$1,728.00 (+12.79%) Homeowner's exemption	$177,300 (+53.95%) Land $31,200 Building $146,100	$177,300 (-) Land $31,200 Building $146,100
2023	$1,532.00 Homeowner's exemption	$115,167	$177,300 Land $31,200 Building $146,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003, tidal / storm surge, Hurricane Isabel

Wildfire

Wildfire Risk	Low above 37% of the US · above 76% of Maryland
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Bay Country Communications, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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