400 E Appleby Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 400 E Appleby Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 778 sqft · built 1945
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2021)
Tax Bill	$2,629 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-165455`

Property Details

APN / Parcel Number

Primary APN	`07-165455`
Alternative APNs	`7165455` `165455`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	778 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	165455
Street Address	400 E APPLEBY AVE
City	CAMBRIDGE
State	MD
Zip	21613-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 20-7,405 SQ. FT 400 APPLEBY AVENUE CAMBRIDGE
Legal Subdivision	INSLEYS SUBDIVISION
Legal Lot Number	20
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1033
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Dec 29, 2006
Deed Book / Page	1680 / 235
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 10, 2021
Property Address	400 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020
Document Number	0016800235
Book / Page	1680 / 235
Map Reference	LB 1 PG 186
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ENDEAVOR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020

Mortgage

Document Number	0001680243
Date	Sep 10, 2021
Instrument	1680/243

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 11, 2020
Property Address	400 E APPLEBY AVE, CAMBRIDGE, MD 21613-3020
Document Number	0015620030
Book / Page	001562 / 000030
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1700 RACE ST CAMBRIDGE MD 216133014, CAMBRIDGE, MD 21613-3014

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,629.00 (-2.23%)	$140,700 (+52.82%) Land $31,300 Building $109,400	$140,700 (-1.75%) Land $31,300 Building $109,400
2025	$2,689.00 (+58.08%)
2023	$1,701.00	$92,067	$143,200 Land $31,300 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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