405 E 5th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 405 E 5th St, Waterloo, IA 50703 · Last verified October 2025

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 1917
Square Footage	6,989 sqft Gross Area
Lot Size	11,520 sqft (0.264 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2022)

Property Details

APN / Parcel Number

Primary APN	`8913-24-360-004`

Interior

Building Area	6,989 sqft Gross Area
Basement Area	3,229 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1917
Exterior Material	Brick Exterior
Roof Material	Urethane Roof
Lot Area	11,520 sqft (0.264 acres)
Depth X Width	96 ft x 120 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	405 E 5TH ST
City	WATERLOO
State	IA
Zip	50703-5705
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	ORIGINAL PLAT WATERLOO EAST SE 96 FT LOTS 8 & 9 BLK 39
Legal Range	13
Legal Township	89
Legal Section	24
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	39
Legal Lot Number	8,9
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2021
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-360-004

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	405 E 5TH ST, WATERLOO, IA 50703-5705
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Deed Doc Number	2200015512
Prior Transfer Date	Oct 20, 2016
Prior Transfer Doc	2017-00007590
Record Refreshed	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	405 E 5TH ST, WATERLOO, IA 50703-5705
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900003132
Date	Aug 23, 2018
Instrument	201900003132

Lender

Name	BANK IOWA
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,090 (+23.28%) Land $69,120 Building $317,970	$387,090 (+23.28%) Land $69,120 Building $317,970
2023		$313,980 (+11.85%)	$313,980 (+11.85%)
2022	$8,022.00	$280,720 Land $41,800 Building $238,920
2021			$280,720 Land $41,800 Building $238,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.