223 E 5th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 223 E 5th St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	27,043 sqft · built 1910
Lot Size	0.231 acres (10,080 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Mar 2026)
Tax Bill	$20,650 (2025)
Deeds & Mortgages	Mar 2026 Foreclosure
Flood Zone	Zone X (reduced by levee)
APN	`8913-25-103-004`

Property Details

APN / Parcel Number

Primary APN	`8913-25-103-004`

Interior

Units	5 Units
Stories	3 Stories
Building Area	27,043 sqft Gross Area
1st Floor Area	9,603 sqft
Basement Area	7,970 sqft
Unfinished Basement	7,970 sqft
Flooring	Wood
Interior Walls	Plaster
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Urethane Foam
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	84 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	223 E 5TH ST
City	WATERLOO
State	IA
Zip	50703-4753
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ORIGINAL PLAT WATERLOO EAST SE 84 FT LOT 4 & 5 BLK 14
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	14
Legal Lot Number	4,5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2032
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-25-103-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	531 COMMERCIAL ST, 612, WATERLOO, IA 50701-5497
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Deed Document Number	20263620
Record Updated	Sep 20, 2026

March 2026: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 20, 2026
Property Address	223 E 5TH ST, WATERLOO, IA 50703-4753
Document Number	0202603620
Instrument Date	Feb 06, 2026
Instrument	2026-03620
Transaction Type	Foreclosure
Record Updated	Apr 01, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$879.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 COMMERCIAL ST STE 612, 612, WATERLOO, IA 50701-5497
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,650.00	$772,520 (+9.56%) Land $60,480 Building $712,040	$772,520 (+9.56%) Land $60,480 Building $712,040
2024	$20,650.00 (+47.9%)
2023		$705,100 (+24.8%) Building $705,100	$705,100 (+24.8%) Building $705,100
2022	$13,962.00	$564,980 Land $42,660 Building $522,320
2021			$564,980 Land $42,660 Building $522,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.