209 E 5th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 209 E 5th St, Waterloo, IA 50703

Property Summary

Property TypeOffice Building
Details6,037 sqft · built 1911
Lot Size0.101 acres (4,418 sqft)
OwnerCompany Name on Record
Tax Bill$5,088 (2025)
Flood ZoneZone X (reduced by levee)
APN8913-25-103-005

Property Details

APN / Parcel Number

Primary APN8913-25-103-005

Interior

Stories2 Stories
Building Area6,037 sqft Gross Area
1st Floor Area3,201 sqft
Basement Area2,516 sqft
Unfinished Basement2,516 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialBrick
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialRolled Roofing
Lot Area4,418 sqft (0.101 acres)
Lot Dimensions107 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 E 5TH ST
CityWATERLOO
StateIA
Zip50703-4705
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionORIGINAL PLAT WATERLOO EAST SE 84 FT NE 40 FT LOT 8 BLK 14 SE 22.5 FT NW 66 FT NE 46 FT LOT 8 BLK 14
Legal Range13W
Legal Township89N
Legal Section25
Legal SubdivisionORIGINAL PLAT WATERLOO EAST
Legal Block14
Legal Lot Number8
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2032
Census Tract100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address712 SYCAMORE ST, WATERLOO, IA 50703-4728
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,088.00 (-3.56%)$199,120 (-) Land $26,510 Building $172,610$199,120 (-) Land $26,510 Building $172,610
2024$5,276.00 (+73.55%)
2023$199,120 (+43.85%) Land $26,510 Building $172,610$199,120 (+43.85%) Land $26,510 Building $172,610
2022$3,040.00$138,420 Land $16,700 Building $121,720
2021$138,420 Land $16,700 Building $121,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1978–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on E 5th St

Nearby Streets

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